Lowest Loan Rates For All New York Credit Unions

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Compare The Best Credit Union Rates:

State         Type       
State Of
new-york
Rank
Credit Unions With The Lowest Loan Rates In new-york
Unsecured Credit Card
New Car
loans
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1st Mortgage
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1 Suny Fredonia Federal Credit UnionN/A1.40%2.40%N/A8.90%
2 Niagara Regional Federal Credit Union7.46%1.50%5.74%4.08%5.00%
3 New York Times Employees Federal Credit Union9.00%1.60%1.60%4.00%4.00%
4 Long Island Realtors Federal Credit UnionN/A1.64%1.89%4.00%N/A
5 Teachers Federal Credit Union9.36%1.70%2.24%3.00%2.74%
5 Irs Buffalo Federal Credit UnionN/A1.70%1.95%4.00%5.25%
6 Suffolk Federal Credit Union8.24%1.72%2.08%2.49%2.49%
7 Ocean Financial Federal Credit Union8.99%1.74%1.99%4.13%3.88%
7 Cvph Employees Federal Credit UnionN/A1.74%2.74%N/AN/A
8 Sperry Associates Federal Credit Union11.99%1.75%1.95%3.88%2.75%
8 Maryvale Schools Federal Credit UnionN/A1.75%1.75%5.00%4.25%
8 Suma Yonkers Federal Credit Union9.00%1.75%3.25%3.95%4.25%
9 Actors Federal Credit Union8.90%1.79%1.39%2.99%4.25%
10 Becco Buffalo Federal Credit UnionN/A1.90%3.90%N/AN/A
10 Alliance Niagara Federal Credit Union8.90%1.90%2.90%3.50%4.75%
10 Northern Chautauqua Federal Credit UnionN/A1.90%5.30%N/A4.50%
11 Reliant Community Federal Credit Union8.25%1.95%4.19%4.00%4.00%
12 State Employees Federal Credit Union8.74%1.99%2.49%4.00%2.50%
12 Rochester Area State Employees Federal Credit Union11.90%1.99%2.49%3.55%N/A
12 Co-operative Federal Credit UnionN/A1.99%1.99%N/A4.00%
12 First New York Federal Credit Union10.90%1.99%3.73%3.24%4.24%
12 Empower Federal Credit Union9.24%1.99%2.49%3.50%3.00%
12 B E T Federal Credit UnionN/A1.99%1.99%N/A3.25%
12 Self Reliance Ny Federal Credit Union9.95%1.99%4.75%3.70%3.75%
12 Southern Chautauqua Federal Credit UnionN/A1.99%17.99%5.31%4.99%
12 Island Federal Credit Union8.95%1.99%1.99%2.88%3.45%
12 Servu Federal Credit Union11.99%1.99%1.99%4.99%4.74%
12 Tct Federal Credit Union8.50%1.99%2.25%4.00%3.35%
12 Town Of Hempstead Employees Federal Credit Union15.90%1.99%2.49%3.80%3.50%
12 I C S Federal Credit UnionN/A1.99%3.99%N/AN/A
12 O And R Utilities Employees Federal Credit UnionN/A1.99%N/A4.00%4.00%
13 Buffalo Conrail Federal Credit Union8.50%2.00%3.50%4.00%3.75%
13 Port Washington Teachers Federal Credit UnionN/A2.00%2.00%N/A4.50%
13 Linton Federal Credit UnionN/A2.00%2.90%N/A5.60%
13 Cornerstone Community Federal Credit Union9.90%2.00%2.00%3.38%3.25%
13 Afgm Enterprises Federal Credit UnionN/A2.00%3.00%4.00%4.00%
13 Ever $ Green Federal Credit Union8.99%2.00%2.00%6.00%4.25%
14 Sister's Hospital Employees Federal Credit UnionN/A2.07%3.64%N/AN/A
15 N C P D Federal Credit Union9.95%2.10%2.39%3.75%4.00%
15 M. C. T. Federal Credit Union9.90%2.10%2.20%3.88%3.45%
16 Greater Chautauqua Federal Credit UnionN/A2.15%2.15%3.90%4.70%
16 Cattaraugus County Employees Federal Credit UnionN/A2.15%2.50%3.97%4.25%
16 Olean Area Federal Credit Union10.50%2.15%1.90%3.50%3.50%
17 Webster Federal Credit Union9.99%2.17%2.39%3.25%4.25%
17 Sloan Public Schools Federal Credit UnionN/A2.17%4.28%N/AN/A
18 Lake Shore Federal Credit Union8.99%2.18%8.89%5.00%5.00%
19 Tonawanda Valley Federal Credit Union13.80%2.19%2.19%3.13%3.14%
19 Polish & Slavic Federal Credit Union10.99%2.19%2.49%3.63%4.25%
20 Countryside Federal Credit UnionN/A2.20%2.40%3.13%4.99%
20 Fairport Federal Credit UnionN/A2.20%2.05%N/A3.70%
21 Capital Communications Federal Credit Union13.90%2.24%2.74%4.13%4.75%
21 Usalliance Federal Credit Union11.59%2.24%2.99%3.75%4.25%
22 Empire One Federal Credit Union9.30%2.25%3.25%3.99%5.50%
22 Williamsville Federal Credit Union9.98%2.25%4.03%3.40%4.63%
22 Utica District Telephone Employees Federal Credit Union9.95%2.25%2.50%3.85%4.80%
22 Plattsburgh City School District Federal Credit UnionN/A2.25%4.50%N/A4.00%
22 Gates Chili Federal Credit Union8.99%2.25%2.75%4.00%5.00%
22 Schenectady County Employees Federal Credit UnionN/A2.25%3.75%N/AN/A
22 Riverside Federal Credit Union7.90%2.25%3.25%4.25%4.25%
22 Buffalo Service Credit Union10.50%2.25%2.25%4.25%4.25%
23 Pittsford Federal Credit Union9.49%2.29%2.29%3.25%4.00%
23 Buffalo Cooperative Federal Credit UnionN/A2.29%4.98%5.93%4.00%
24 Umico Federal Credit Union9.90%2.30%2.72%N/A3.49%
25 Niagara Falls Teachers Federal Credit UnionN/A2.32%4.24%3.87%4.25%
26 Americu Credit Union8.10%2.33%4.05%3.68%4.49%
27 Secny Federal Credit UnionN/A2.34%3.34%3.89%3.58%
27 Esl Federal Credit Union3.99%2.34%3.99%4.10%2.00%
28 Financial Trust Federal Credit Union10.90%2.36%3.23%3.87%4.53%
28 Local 41 I.b.e.w. Federal Credit Union10.90%2.36%3.49%5.75%4.00%
29 Nassau Educators Federal Credit Union10.13%2.38%2.79%3.63%3.32%
29 Money Federal Credit UnionN/A2.38%2.85%4.54%4.70%
30 Amherst Federal Credit Union10.93%2.39%5.77%4.10%4.92%
30 Affinity One Federal Credit Union9.99%2.39%5.14%4.46%5.44%
31 Port Chester Teachers Federal Credit Union11.90%2.40%4.70%N/A5.15%
32 Kaleida Health Federal Credit UnionN/A2.41%4.48%N/A5.03%
33 Western New York Federal Credit Union8.50%2.42%3.42%4.50%4.93%
34 Consumers Union Employees Federal Credit UnionN/A2.43%5.50%N/AN/A
35 Moog Employees Federal Credit Union6.83%2.44%2.80%4.03%4.47%
36 Bethpage Federal Credit Union8.61%2.47%2.99%3.64%4.06%
37 Cadets Federal Credit UnionN/A2.48%5.25%5.06%4.99%
38 Buffalo Police Federal Credit UnionN/A2.49%5.49%N/AN/A
38 Horizons Federal Credit Union10.55%2.49%2.99%4.15%3.48%
38 Utica Gas & Electric Emp Federal Credit Union13.75%2.49%2.99%4.38%3.49%
38 A C M G Federal Credit Union8.90%2.49%4.39%3.38%5.09%
38 Ticonderoga Federal Credit Union14.00%2.49%2.49%7.99%2.99%
38 Saint Lawrence Federal Credit Union8.95%2.49%3.25%5.00%4.75%
38 Oswego Teachers Employees Federal Credit Union9.50%2.49%3.24%3.15%3.90%
38 Spencerport Federal Credit Union11.90%2.49%3.75%3.57%4.06%
38 Morton Lane Federal Credit Union8.25%2.49%3.49%4.28%4.00%
38 Westside Community Federal Credit UnionN/A2.49%3.00%4.00%4.50%
38 Visions Federal Credit Union8.75%2.49%2.99%4.00%4.25%
38 First Choice Financial Federal Credit Union8.90%2.49%2.49%4.00%4.25%
38 Academic Federal Credit Union9.38%2.49%2.99%4.70%4.25%
38 Niagara Frontier Federal Municipal Credit UnionN/A2.49%2.99%N/AN/A
38 Hudson River Community Credit Union8.90%2.49%2.99%3.25%5.00%
39 Upstate Telco Federal Credit UnionN/A2.50%2.50%N/AN/A
39 Great Meadow Federal Credit Union12.99%2.50%4.50%4.25%6.50%
39 Albany City Lodge K Of P 540 Federal Credit UnionN/A2.50%2.50%N/AN/A
39 Seneca Nation Of Indians Federal Credit UnionN/A2.50%3.75%N/AN/A
40 Hudson Valley Federal Credit Union12.25%2.54%5.94%3.94%4.67%
41 Greater Niagara Federal Credit Union8.90%2.55%3.89%3.50%3.95%
42 Genesee Valley Federal Credit UnionN/A2.59%2.99%4.99%4.25%
43 Coopers Cave Federal Credit UnionN/A2.62%3.45%N/A5.01%
44 Dannemora Federal Credit Union9.50%2.65%2.65%4.38%4.70%
44 Directors Choice Credit UnionN/A2.65%3.75%3.50%N/A
45 Niagara's Choice Federal Credit Union9.95%2.67%4.60%3.93%4.20%
46 Sidney Federal Credit Union14.65%2.70%2.70%4.75%4.75%
46 Olean Teachers' And Postal Federal Credit UnionN/A2.70%5.16%4.47%4.23%
47 Inner Lakes Federal Credit Union9.21%2.71%4.93%4.11%4.30%
48 Auburn Community Federal Credit Union7.90%2.74%3.74%5.75%5.00%
48 Access Federal Credit Union9.90%2.74%2.74%4.13%2.99%
48 First Heritage Federal Credit Union11.90%2.74%2.74%4.25%4.74%
48 Compass Federal Credit Union9.90%2.74%3.24%4.13%6.00%
48 Leatherstocking Region Federal Credit Union10.90%2.74%5.25%3.75%6.00%
49 Gowanda Area Federal Credit Union7.99%2.75%2.75%4.25%4.25%
49 Rediform Niagara Falls Ny Federal Credit Union13.90%2.75%3.50%4.85%N/A
49 Dunlop Employees Federal Credit UnionN/A2.75%3.50%4.50%4.25%
49 Enchanted Mountains Federal Credit UnionN/A2.75%3.75%4.50%5.50%
49 Stratton Air National Guard Federal Credit UnionN/A2.75%3.50%N/AN/A
49 Crouse Hinds Employees Federal Credit Union8.99%2.75%2.99%N/A3.63%
50 District #6 Federal Credit UnionN/A2.77%3.52%N/A3.96%
51 Kenmore N. Y. Teachers Federal Credit Union9.50%2.79%3.07%3.74%3.82%
51 Buffalo Metropolitan Federal Credit Union9.46%2.79%4.33%3.81%4.31%
51 Great Erie Federal Credit Union10.40%2.79%4.51%3.85%4.27%
52 Good Neighbors Federal Credit Union8.49%2.80%4.00%2.75%5.00%
52 Tri-county Federal Credit UnionN/A2.80%6.89%N/A6.41%
53 Rome Federal Credit UnionN/A2.83%3.66%5.54%4.84%
54 Western Division Federal Credit Union11.25%2.83%3.10%3.83%4.56%
55 Lewiston Porter Federal Credit Union8.50%2.86%5.44%3.89%5.25%
56 Niagara Falls A F Federal Credit UnionN/A2.87%3.81%4.65%6.29%
56 Albion School Employees Federal Credit UnionN/A2.87%3.90%N/AN/A
57 Grand Central Terminal Employees Federal Credit UnionN/A2.90%5.90%4.50%4.50%
57 Palisades Federal Credit Union11.20%2.90%3.90%4.00%3.40%
57 Grs Employees Federal Credit UnionN/A2.90%2.90%N/AN/A
58 Municipal Credit Union11.62%2.91%4.30%4.15%4.52%
59 Akron School Employees Federal Credit UnionN/A2.93%3.99%N/AN/A
59 New York University Federal Credit Union8.90%2.93%7.00%3.38%4.00%
60 Ukrainian Federal Credit Union12.75%2.95%3.95%4.06%5.57%
60 Division 726 Federal Credit Union8.95%2.95%4.95%N/A5.95%
61 Advantage Federal Credit Union9.95%2.97%2.97%3.00%4.25%
62 Community Resource Federal Credit UnionN/A2.99%9.24%3.49%4.89%
62 Long Island State Employees Federal Credit UnionN/A2.99%3.49%N/A4.50%
62 City Of Schenectady Employees Federal Credit UnionN/A2.99%8.50%N/AN/A
62 People's Alliance Federal Credit Union10.99%2.99%2.99%3.75%1.99%
62 Tri State Area Federal Credit Union9.99%2.99%3.99%3.63%3.75%
62 School Systems Federal Credit Union9.75%2.99%3.99%3.50%4.50%
62 Clarence Community & Schools Federal Credit Union8.99%2.99%2.99%3.86%5.74%
62 Core Federal Credit Union9.80%2.99%3.49%3.25%4.24%
62 G.p.o. Federal Credit Union8.99%2.99%4.79%4.50%4.24%
62 Fasny Federal Credit UnionN/A2.99%2.99%3.31%4.25%
63 Albany Firemens Federal Credit Union11.00%3.00%4.00%2.50%4.00%
63 Niagara Mohawk Pwr Cor Troy E Federal Credit UnionN/A3.00%3.00%N/AN/A
63 Church Of The Master Federal Credit UnionN/A3.00%6.00%N/AN/A
63 Le Roy Federal Credit UnionN/A3.00%4.00%4.75%4.75%
63 Rome Teachers Federal Credit Union9.90%3.00%3.00%5.00%5.00%
63 Ed-med Federal Credit UnionN/A3.00%3.75%N/AN/A
63 Ontario Shores Federal Credit Union11.75%3.00%3.50%3.88%4.65%
63 Ukrainian National Federal Credit Union11.99%3.00%4.00%4.40%5.50%
63 Lockport Schools Federal Credit UnionN/A3.00%4.42%4.08%5.18%
63 State University Of Ny Geneseo Federal Credit UnionN/A3.00%6.00%5.00%5.25%
63 Finger Lakes Health Care Federal Credit Union7.90%3.00%3.29%4.25%3.73%
63 Transit Federal Credit UnionN/A3.00%10.00%N/AN/A
63 Oswego County Federal Credit Union9.25%3.00%4.00%4.50%4.50%
63 Tompkins Employees Federal Credit UnionN/A3.00%5.50%N/AN/A
63 Town Of Cheektowaga Federal Credit Union10.90%3.00%4.55%4.50%4.00%
63 Genesee Co-op Federal Credit UnionN/A3.00%8.00%4.25%4.50%
63 Erie County Employees Credit Union12.25%3.00%3.00%3.68%6.25%
64 Corning Federal Credit Union10.22%3.01%3.61%3.94%3.97%
64 Allegany First Federal Credit UnionN/A3.01%3.99%3.45%4.50%
65 Consumers Federal Credit UnionN/A3.04%5.43%5.12%N/A
66 Sunmark Federal Credit Union12.50%3.04%3.04%4.00%4.45%
67 The Urban Street Biscuit Wkrs Federal Credit UnionN/A3.12%8.32%N/AN/A
67 Syracuse Cooperative Federal Credit Union9.20%3.12%4.62%4.75%4.25%
68 Cheektowaga Community Federal Credit UnionN/A3.14%5.20%4.96%3.73%
69 Griffith Institute Employees Federal Credit UnionN/A3.15%4.15%N/AN/A
70 State Cs Employees Federal Credit UnionN/A3.16%5.23%N/A5.61%
71 Canandaigua Federal Credit Union9.99%3.17%4.27%4.75%6.00%
72 Niagara Falls Mem. Med. Center Federal Credit UnionN/A3.21%5.27%N/AN/A
73 Westar Federal Credit Union8.90%3.24%5.24%3.50%7.50%
74 Oneida County Federal Credit Union12.00%3.25%4.25%N/A4.25%
74 Tonawanda Community Federal Credit Union10.75%3.25%4.95%3.75%4.50%
74 Price Chopper Employees Federal Credit Union12.90%3.25%3.37%4.01%5.42%
75 Upstate Milk Employees Federal Credit UnionN/A3.27%5.31%4.13%N/A
76 Meridia Community Federal Credit Union11.99%3.29%4.29%4.00%4.79%
76 Lexington Avenue Federal Credit Union7.90%3.29%4.29%3.50%4.99%
76 Special Metals Federal Credit Union9.90%3.29%4.75%N/A6.97%
77 Boulevard Federal Credit Union10.00%3.30%4.35%3.75%5.75%
78 Twin Rivers Federal Credit Union9.28%3.31%5.43%5.85%6.68%
79 Health Employees Federal Credit UnionN/A3.33%3.30%3.31%4.77%
80 Remington Federal Credit Union7.00%3.37%6.02%3.49%5.50%
81 C C S E Federal Credit UnionN/A3.40%4.71%5.12%4.46%
82 N Y Team Federal Credit Union11.00%3.45%6.84%5.30%5.35%
83 Nassau Financial Federal Credit Union10.90%3.49%3.24%4.13%4.25%
83 Delmar O C F Federal Credit UnionN/A3.49%4.75%N/AN/A
84 Empirt 207 Federal Credit UnionN/A3.50%6.00%N/AN/A
84 First Source Federal Credit Union9.15%3.50%6.67%4.95%4.15%
84 United Nations Federal Credit Union11.65%3.50%3.50%4.00%2.49%
84 South Towns Community Federal Credit Union9.00%3.50%3.50%3.75%4.50%
84 Rochester Polish Federal Credit UnionN/A3.50%4.00%3.38%3.50%
84 Tri-lakes Federal Credit Union12.90%3.50%3.75%3.25%4.75%
85 Alco Federal Credit Union7.99%3.53%5.15%4.30%4.59%
85 Greater Metro Federal Credit Union9.90%3.53%4.73%3.55%4.39%
86 Columbia Greene Federal Credit UnionN/A3.55%7.00%4.08%3.77%
87 North Franklin Federal Credit Union6.90%3.59%5.55%3.78%4.49%
88 The Heart Center Federal Credit UnionN/A3.63%3.63%3.94%4.73%
89 Progressive Credit UnionN/A3.68%N/A4.99%5.48%
90 Finger Lakes Federal Credit Union9.90%3.69%3.79%3.69%5.99%
91 Greece Community Federal Credit UnionN/A3.70%5.05%3.88%4.85%
92 Ghs Federal Credit Union8.21%3.71%3.98%4.12%4.71%
92 Brockport Federal Credit UnionN/A3.71%6.75%5.20%4.98%
93 Solutions Federal Credit UnionN/A3.72%5.25%N/A4.70%
94 Sea Comm Federal Credit Union8.95%3.74%3.74%4.60%5.75%
95 Rochester & Monroe Co Emp Federal Credit Union11.90%3.75%3.99%4.00%4.25%
95 Mohawk Progressive Federal Credit Union9.75%3.75%4.25%3.75%5.00%
95 Adirondack Regional Federal Credit UnionN/A3.75%4.75%3.50%4.00%
95 Chen-del-o Federal Credit Union11.90%3.75%4.50%N/A3.50%
95 Wit Federal Credit Union10.90%3.75%4.95%4.52%4.36%
95 U. H. S. Employees Federal Credit UnionN/A3.75%4.50%N/A4.75%
95 Cfcu Community Credit Union10.74%3.75%5.00%4.25%4.00%
96 Jamestown Area Community Federal Credit UnionN/A3.76%6.29%4.95%4.62%
97 Saratoga's Community Federal Credit Union7.57%3.77%3.14%4.53%4.41%
98 Mohawk Valley Federal Credit Union12.00%3.81%6.43%3.29%3.75%
99 Cobblestone Country Federal Credit UnionN/A3.82%5.02%N/A4.92%
100 Stewart's Federal Credit UnionN/A3.85%4.64%N/A5.53%
These are the Top 10 Credit Unions with the lowest (new car) loan rates, See how all the other Credit Unions Ranked here.

Please Note: The National Credit Union Administration (NCUA) requires all Credit Unions Insured by the National Credit Union Share Insurance Fund (NCUSIF)to file quarterly (5300) data reports. The information above comes from those reports. The deposit and loan rates shown are not the current rates for the Credit Unions shown. Some of these rates change on a daily basis and you must visit each Credit Unions website to get their current rates. The sole purpose of showing this data is to show the relative relationship of each Credit Unions rates versus the average rates of all Credit Unions at both the state and national levels at a specific point in time, quarter end. The data below is from quarter end 6/30/2017.