Americu Credit Union

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A short history of Americu CU

Since its inception in 1978 the Americu Credit Union has been serving its members in the ROME, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mark Pfisterer, the Americu CU has grown its membership to over 124,178 with assets of more than $1,463,040,907. They have a main office and 19 branch offices. Please see the credit unions website or contact them by phone at (315) 356-3000 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ROME, NY.

General Information For Americu CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68433
Address 1916 BLACK RIVER BLVD 
City ROME 
State New York 
Zip-Code 13440
Phone Number (315) 356-3000
Fax Number (315) 339-2069
Email Address:
CEO/President Mark Pfisterer
Members 124,178 
Full-Time Employees 289 
Part-Time Employees 23 
Number of Branch Offices 19 
Total Assets 1,463,040,907 

Compare Americu Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Rome Teachers CU Main Office 924 Turin St 13440 (315) 336-7810 No 1.85
Rome CU Rome Federal Credit Union 937 Seneca St 13440 (315) 339-1658 No 1.91
Special Metals CU Main Office 4317 Middle Settlement Rd 13413 (315) 797-3575 No 11.58
G.p.o. CU GPO Federal Credit Union 4311 Middle Settlement Rd 13413 (315) 724-1654 No 11.61
First Source CU First Source Federal Credit Union 4451 Commercial Dr 13413 (315) 735-8571 No 11.82

Americu Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Americu Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.10 2.33 4.05 3.68 4.49
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 95 64 209 92 166
Rank Among All New York Credit Unions 10 26 66 27 52

Americu Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.23 0.19 0.52 1.56 1.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 98 110 58 85 118
Rank Among All New York Credit Unions 11 28 12 10 21
Americu Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.10017,50442,188,508
All Other Unsecured Loans/Lines of Credit 9.8109,02535,987,134
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.07066118,915,518
New Vehicle Loans 2.33015,002337,144,063
Used Vehicle Loans 4.05011,793179,810,178
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.6807,206525,930,424
Total Other Real Estate Loans/Lines of Credit 4.4904,11399,499,991
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.2805,86542,798,248
TOTAL LOANS & LEASES 71,1691,282,274,064

Americu Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1,384116,559,70622727,827,400
    b. 15 Years or less 5,403325,835,08629826,455,100
    a. > 15 years 25042,787,023183,199,035
    b. 15 Years or less 10933,325,8962317,515,800
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 607,422,71300
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 2,39844,048,2001324,599,393
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,71555,451,7911268,985,272
Open-End Fixed Rate 0000
TOTALS 11,319625,430,41582488,582,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 1,27141,588,9388,966,272
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Americu Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes