Special Metals Federal Credit Union

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A short history of Special Metals FCU

Since its inception in 1961 the Special Metals Federal Credit Union has been serving its members in the NEW HARTFORD, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jaime McCloskey, the Special Metals FCU has grown its membership to over 1,013 with assets of more than $12,222,167. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (315) 797-3575 or email them at smfcu@choiceonemail.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in NEW HARTFORD, NY.

General Information For Special Metals FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 14522
Address 4317 MIDDLE SETTLEMENT RD 
City NEW HARTFORD 
State New York 
Zip-Code 13413
Phone Number (315) 797-3575
Fax Number (315) 797-1380
Email Address: smfcu@choiceonemail.com
CEO/President Jaime McCloskey
Members 1,013 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 12,222,167 
Website http://www.specialmetalsfcu.com 

Compare Special Metals Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Utica District Telephone Employees CU CREDIT UNION LOT 2812 GENESEE ST 13502 (315) 724-5133 No 1.29
Utica Gas & Electric Emp CU Main 215 Old Campion Rd 13413 (315) 733-1596 No 2.13
Umico CU New Hartford 180 Genesee St 13413 (315) 734-2139 No 2.17
First Source CU First Source Federal Credit Union 4451 Commercial Dr 13413 (315) 735-8571 No 3.12
Oneida County CU Oneida County Federal Federal Credit Union 800 Park Ave 13501 (315) 798-5741 No 3.28

Special Metals Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Special Metals Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 3.29 4.75 N/A 6.97
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 180 296 N/A 428
Rank Among All New York Credit Unions 41 76 92 N/A 114

Special Metals Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 N/A 0.75 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 N/A 215 N/A
Rank Among All New York Credit Unions N/A 25 N/A 51 N/A
Special Metals Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.90061141,748
All Other Unsecured Loans/Lines of Credit 11.100236884,772
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.290651,159,507
Used Vehicle Loans 4.7501791,916,021
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 6.970421,425,248
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.04048418,891
TOTAL LOANS & LEASES 6315,946,187

Special Metals Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 421,425,2483110,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 421,425,2483110,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Special Metals Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes