Rome Teachers Federal Credit Union

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A short history of Rome Teachers FCU

Since its inception in 1958 the Rome Teachers Federal Credit Union has been serving its members in the ROME, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Tracy Worden, the Rome Teachers FCU has grown its membership to over 3,504 with assets of more than $39,525,169. They have a main office and 8 branch offices. Please see the credit unions website or contact them by phone at (315) 336-7810 or email them at general@rtfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ROME, NY.

General Information For Rome Teachers FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 12624
Address 924 TURIN ST 
City ROME 
State New York 
Zip-Code 13440
Phone Number (315) 336-7810
Fax Number (315) 336-0893
Email Address: general@rtfcu.com
CEO/President Tracy Worden
Members 3,504 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 39,525,169 
Website http://www.rtfcu.com 

Compare Rome Teachers Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Rome CU Rome Federal Credit Union 937 Seneca St 13440 (315) 339-1658 No 1.91
Americu CU Cortland 3944 NY-281 13045 (607) 758-6108 No 2.58
Special Metals CU Main Office 4317 Middle Settlement Rd 13413 (315) 797-3575 No 11.58
G.p.o. CU GPO Federal Credit Union 4311 Middle Settlement Rd 13413 (315) 724-1654 No 11.61
First Source CU First Source Federal Credit Union 4451 Commercial Dr 13413 (315) 735-8571 No 11.82

Rome Teachers Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Rome Teachers Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 3.00 3.00 5.00 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 146 92 268 229
Rank Among All New York Credit Unions 41 63 32 85 80

Rome Teachers Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 N/A 0.35 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 N/A 293 N/A
Rank Among All New York Credit Unions N/A 30 N/A 77 N/A
Rome Teachers Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.900480789,539
All Other Unsecured Loans/Lines of Credit 7.3003751,675,761
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.0001041,580,213
Used Vehicle Loans 3.0005925,807,195
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.0001024,098,664
Total Other Real Estate Loans/Lines of Credit 5.000952,364,959
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.70049538,322
TOTAL LOANS & LEASES 1,79716,854,653

Rome Teachers Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 372,022,1579670,083
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 611,976,16200
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 4100,34500

OTHER REAL ESTATE

Closed-End Fixed Rate 451,321,041362,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 501,043,91800
TOTALS 1976,463,62312732,083

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Rome Teachers Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes