Rome Federal Credit Union

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A short history of Rome FCU

Since its inception in 1936 the Rome Federal Credit Union has been serving its members in the ROME, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Karen Bailer, the Rome FCU has grown its membership to over 1,846 with assets of more than $20,780,729. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (315) 339-1658 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ROME, NY.

General Information For Rome FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1810
Address 937 SENECA ST 
City ROME 
State New York 
Zip-Code 13440
Phone Number (315) 339-1658
Fax Number (315) 339-0304
Email Address: none
CEO/President Karen Bailer
Members 1,846 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 20,780,729 

Compare Rome Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Rome Teachers CU Main Office 924 Turin St 13440 (315) 336-7810 No 1.85
Americu CU Cortland 3944 NY-281 13045 (607) 758-6108 No 2.58
Special Metals CU Main Office 4317 Middle Settlement Rd 13413 (315) 797-3575 No 11.58
G.p.o. CU GPO Federal Credit Union 4311 Middle Settlement Rd 13413 (315) 724-1654 No 11.61
First Source CU First Source Federal Credit Union 4451 Commercial Dr 13413 (315) 735-8571 No 11.82

Rome Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Rome Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.83 3.66 5.54 4.84
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 123 166 328 209
Rank Among All New York Credit Unions N/A 53 53 94 73

Rome Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 0.40 0.62 0.96
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 76 237 165
Rank Among All New York Credit Unions N/A 25 18 61 36
Rome Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.1204791,867,682
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.8301132,034,898
Used Vehicle Loans 3.6601621,923,166
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.540473,959,686
Total Other Real Estate Loans/Lines of Credit 4.840371,816,433
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.2201841,192,698
TOTAL LOANS & LEASES 1,02212,794,563

Rome Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 383,427,4122262,350
    b. 15 Years or less 9532,27400
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 371,816,4333111,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 845,776,1195373,350


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Rome Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes