Twin Rivers Federal Credit Union

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A short history of Twin Rivers FCU

Since its inception in 1970 the Twin Rivers Federal Credit Union has been serving its members in the MASSENA, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jane Tyo, the Twin Rivers FCU has grown its membership to over 2,838 with assets of more than $29,364,989. They have a main office and 0 branch offices. Please see the credit unions website or contact them by phone at (315) 764-0240 or email them at trfcu@twinriversfcu.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MASSENA, NY.

General Information For Twin Rivers FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 20290
Address 23 PHILLIPS ST 
City MASSENA 
State New York 
Zip-Code 13662
Phone Number (315) 764-0240
Fax Number (315) 769-2219
Email Address: trfcu@twinriversfcu.net
CEO/President Jane Tyo
Members 2,838 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 29,364,989 
Website http://www.twinriversfcu.org 

Compare Twin Rivers Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Sea Comm CU Branch - Malone 3349 State Route 11 12953 (315) 764-0566 No 1.78
Saint Lawrence CU Commerce Park Drive 800 Commerce Park Dr 13669 (315) 393-3530 No 29.95

Twin Rivers Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Twin Rivers Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.28 3.31 5.43 5.85 6.68
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 180 182 376 359 407
Rank Among All New York Credit Unions 30 78 118 97 112

Twin Rivers Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.42 0.32
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 279 257
Rank Among All New York Credit Unions N/A 38 N/A 73 67
Twin Rivers Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.280407817,170
All Other Unsecured Loans/Lines of Credit 11.3302991,113,747
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.3101552,793,064
Used Vehicle Loans 5.4303372,866,723
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.850793,614,784
Total Other Real Estate Loans/Lines of Credit 6.6808161,956
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.3202042,181,837
TOTAL LOANS & LEASES 1,48913,549,281

Twin Rivers Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 121,132,4133474,200
    b. 15 Years or less 642,310,2617505,611
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 3172,11000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 8161,95600
Open-End Fixed Rate 0000
TOTALS 873,776,74010979,811

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Twin Rivers Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes