Cfcu Community Credit Union

  • +1

A short history of Cfcu Community CU

Since its inception in 1953 the Cfcu Community Credit Union has been serving its members in the ITHACA, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Lisa Whitaker, the Cfcu Community CU has grown its membership to over 69,389 with assets of more than $1,062,649,489. They have a main office and 10 branch offices. Please see the credit unions website or contact them by phone at (607) 257-8500 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ITHACA, NY.

General Information For Cfcu Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68322
Address 1030 CRAFT ROAD 
State New York 
Zip-Code 14850
Phone Number (607) 257-8500
Fax Number (607) 257-8217
Email Address:
CEO/President Lisa Whitaker
Members 69,389 
Full-Time Employees 180 
Part-Time Employees
Number of Branch Offices 10 
Total Assets 1,062,649,489 

Compare Cfcu Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Alternatives CU Alternatives Federal Credit Union 125 N Fulton St 14850 (607) 273-4611 No 2.31
Tompkins Employees CU TEFCU 202 Taughannock Blvd Apt 1B 14850 (607) 272-8567 No 2.41
Finger Lakes Health Care CU Schuyler Branch 220 Steuben St 14865 (607) 535-4166 No 26.32
Solutions CU main/only office 907 Broadway St 14904 (607) 734-7144 No 28.28
Guthrie CU Elmer Ave Office 104 N Elmer Ave 18840 (570) 888-7135 No 29.32

Cfcu Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Cfcu Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.74 3.75 5.00 4.25 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 319 243 324 174 100
Rank Among All New York Credit Unions 53 95 99 61 33

Cfcu Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.03 0.05 0.15 1.24 0.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 130 143 124 129 276
Rank Among All New York Credit Unions 20 38 36 23 76
Cfcu Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.7405,48113,554,534
All Other Unsecured Loans/Lines of Credit 5.9005,03315,144,886
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.7502406,022,838
New Vehicle Loans 3.7502,42541,688,923
Used Vehicle Loans 5.0009,812107,790,880
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.2503,484438,569,906
Total Other Real Estate Loans/Lines of Credit 4.0001,81954,736,385
Leases Receivable 2.90013288,156
Total All Other Loans/Lines of Credit 5.7501,96034,561,766
TOTAL LOANS & LEASES 30,267712,358,274

Cfcu Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 838117,802,5719718,398,244
    b. 15 Years or less 1,897169,388,9479012,708,377
    a. > 15 years 41275,792,800143,265,775
    b. 15 Years or less 7218,274,4683227,925
Other Fixed Rate 14,392,89614,410,000
Adjustable Rate 1 yr or less 271,791,6405320,942
Adjustable Rate > 1 yr 23751,126,584199,615,137


Closed-End Fixed Rate 62713,695,390612,192,686
Closed-End Adjustable Rate 101,297,86200
Open-End Adjustable Rate 1,18239,743,1331519,279,249
Open-End Fixed Rate 0000
TOTALS 5,303493,306,29144160,418,335


Interest Only & Payment Option 1st Mortgage Loans 148,073,0213,631,637
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Cfcu Community Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes