Finger Lakes Health Care Federal Credit Union

A short history of Finger Lakes Health Care FCU

Since its inception in 1973 the Finger Lakes Health Care Federal Credit Union has been serving its members in the ELMIRA, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Amanda Powell, the Finger Lakes Health Care FCU has grown its membership to over 2,735 with assets of more than $26,164,977. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (607) 733-1304 or email them at general@flhc.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ELMIRA, NY.

General Information For Finger Lakes Health Care FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Finger Lakes Health Care Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Solutions CU	main/only office	907 Broadway St	14904	(607) 734-7144	No	2.64
Corning CU	Erwin Drive-Thru	253 S Hamilton St	14830	(607) 962-3144	No	11.71
First Heritage CU	Addison	11 Steuben St	14801	(607) 359-2275	No	13.60
Servu CU	Administration	9823 Science Center Dr	14870	(607) 936-2293	No	14.96
Guthrie CU	Elmer Ave Office	104 N Elmer Ave	18840	(570) 888-7135	No	18.48

Finger Lakes Health Care Federal Credit Union Financial Performance Charts

Financial Data

Finger Lakes Health Care Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	7.90	3.00	3.29	4.25	3.73
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	85	146	123	174	72
Rank Among All New York Credit Unions	8	63	40	61	24

Finger Lakes Health Care Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.10	N/A	0.30	0.50
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	129	N/A	302	227
Rank Among All New York Credit Unions	N/A	34	N/A	80	58

Finger Lakes Health Care Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	7.900	709	1,233,865
All Other Unsecured Loans/Lines of Credit	7.830	289	563,252
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	3.000	133	2,525,837
Used Vehicle Loans	3.290	331	3,555,341
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.250	29	1,565,017
Total Other Real Estate Loans/Lines of Credit	3.730	59	1,879,395
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	4.800	107	1,131,528
TOTAL LOANS & LEASES		1,657	12,454,235

Finger Lakes Health Care Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	14	919,210	0	0
b. 15 Years or less	15	645,807	0	0
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	59	1,879,395	13	528,894
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	0	0	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	88	3,444,412	13	528,894

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Finger Lakes Health Care Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	No
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes