C C S E Federal Credit Union

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A short history of C C S E FCU

Since its inception in 1977 the C C S E Federal Credit Union has been serving its members in the SALAMANCA, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Ginger Haley, the C C S E FCU has grown its membership to over 4,834 with assets of more than $39,888,734. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (716) 945-5340 or email them at info@ccseonline.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SALAMANCA, NY.

General Information For C C S E FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 22754
Address 417 BROAD ST 
City SALAMANCA 
State New York 
Zip-Code 14779
Phone Number (716) 945-5340
Fax Number (716) 945-5351
Email Address: info@ccseonline.com
CEO/President Ginger Haley
Members 4,834 
Full-Time Employees 11 
Part-Time Employees
Number of Branch Offices
Total Assets 39,888,734 
Website http://www.ccseonline.com 

Compare C C S E Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Cattaraugus County Employees CU Cattaraugus County Emps. FCU 100 Fair Oak St 14755 (716) 938-6071 No 6.98
Bradford Area CU Bradford Area Federal Credit Union 11 E Washington st 16701 (814) 362-6779 No 16.16
Bradford Area School Employees CU Office 125 Main St Rm 206 16701 (814) 368-5595 No 16.30
Enchanted Mountains CU Allegany Community FCU 180 W Main St 14706 (716) 373-2482 No 17.39
Greater Chautauqua CU Greater Chautauqua FCU 41 S Erie St 14757 (716) 753-4201 No 18.92

C C S E Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


C C S E Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.40 4.71 5.12 4.46
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 197 291 282 163
Rank Among All New York Credit Unions N/A 81 90 90 50

C C S E Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.28 0.64 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 101 235 N/A
Rank Among All New York Credit Unions N/A 34 25 59 N/A
C C S E Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 8.8109272,732,181
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.80019,123
New Vehicle Loans 3.400791,392,061
Used Vehicle Loans 4.7104604,228,024
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.120181,300,195
Total Other Real Estate Loans/Lines of Credit 4.4601726,600,233
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.6001751,512,020
TOTAL LOANS & LEASES 1,83217,773,837

C C S E Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 151,208,11400
    b. 15 Years or less 392,08100
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1686,504,01610565,409
Closed-End Adjustable Rate 496,21700
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1907,900,42810565,409

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

C C S E Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes