Enchanted Mountains Federal Credit Union

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A short history of Enchanted Mountains FCU

Since its inception in 1953 the Enchanted Mountains Federal Credit Union has been serving its members in the ALLEGANY, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Sheila Rees, the Enchanted Mountains FCU has grown its membership to over 1,196 with assets of more than $12,932,943. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (716) 373-2482 or email them at acfcu@roadrunner.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ALLEGANY, NY.

General Information For Enchanted Mountains FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 8976
Address 180 W MAIN ST 
City ALLEGANY 
State New York 
Zip-Code 14706
Phone Number (716) 373-2482
Fax Number (716) 373-5940
Email Address: acfcu@roadrunner.com
CEO/President Sheila Rees
Members 1,196 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 12,932,943 
Website http://enchantedmountainsfcu.com 

Compare Enchanted Mountains Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Olean Teachers' And Postal CU OLEAN TEACHERS' & POSTAL FEDERAL CREDIT UNION 1700 CONSTITUTION AVE 14760 (716) 373-0155 No 4.74
Olean Area CU Olean Area FCU 1201 Wayne St 14760 (716) 372-6607 No 4.98
C C S E CU CCSE ELLICOTTVILLE BRANCH 37 BRISTOL LANE 14779 (716) 699-1004 No 10.57
Bradford Area School Employees CU Office 125 Main St Rm 206 16701 (814) 368-5595 No 12.03
Bradford Area CU Bradford Area Federal Credit Union 11 E Washington st 16701 (814) 362-6779 No 12.09

Enchanted Mountains Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Enchanted Mountains Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.75 3.75 4.50 5.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 115 175 205 289
Rank Among All New York Credit Unions N/A 49 56 70 95

Enchanted Mountains Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A 0.49 0.49
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A 268 229
Rank Among All New York Credit Unions N/A 34 N/A 67 59
Enchanted Mountains Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 7.750250900,320
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.75045470,726
Used Vehicle Loans 3.75062505,974
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.500492,300,036
Total Other Real Estate Loans/Lines of Credit 5.50018362,874
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.75040466,571
TOTAL LOANS & LEASES 4645,006,501

Enchanted Mountains Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 171,305,0921155,000
    b. 15 Years or less 32994,94400
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 18362,874120,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 672,662,9102175,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Enchanted Mountains Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes