Cattaraugus County Employees Federal Credit Union

A short history of Cattaraugus County Employees FCU

Since its inception in 1968 the Cattaraugus County Employees Federal Credit Union has been serving its members in the LITTLE VALLEY, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Anita Fellows, the Cattaraugus County Employees FCU has grown its membership to over 1,629 with assets of more than $11,050,053. They have a main office and 0 branch offices. Please see the credit unions website or contact them by phone at (716) 938-6071 or email them at ccefcu@atlanticbbn.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LITTLE VALLEY, NY.

General Information For Cattaraugus County Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Cattaraugus County Employees Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
C C S E CU	CCSE ELLICOTTVILLE BRANCH	37 BRISTOL LANE	14779	(716) 699-1004	No	7.57
Gowanda Area CU	Gowanda Area FCU	14266 Taylor Hollow Rd	14070	(716) 532-3790	No	17.76
Enchanted Mountains CU	Allegany Community FCU	180 W Main St	14706	(716) 373-2482	No	19.10
Griffith Institute Employees CU	Grifith Institute EFCU	307 Newman St	14141	(716) 592-9887	No	19.37
Olean Teachers' And Postal CU	OLEAN TEACHERS' & POSTAL FEDERAL CREDIT UNION	1700 CONSTITUTION AVE	14760	(716) 373-0155	No	21.51

Cattaraugus County Employees Federal Credit Union Financial Performance Charts

Financial Data

Cattaraugus County Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	N/A	2.15	2.50	3.97	4.25
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	N/A	46	52	135	132
Rank Among All New York Credit Unions	N/A	16	20	46	39

Cattaraugus County Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.25	N/A	0.75	N/A
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	95	N/A	215	N/A
Rank Among All New York Credit Unions	N/A	25	N/A	51	N/A

Cattaraugus County Employees Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	0.000	0	0
All Other Unsecured Loans/Lines of Credit	7.250	239	1,091,842
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	2.150	63	1,294,619
Used Vehicle Loans	2.500	153	1,766,612
Total 1st Mortgage Real Estate Loans/Lines of Credit	3.970	12	725,233
Total Other Real Estate Loans/Lines of Credit	4.250	47	1,306,817
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	5.030	22	176,201
TOTAL LOANS & LEASES		536	6,361,324

Cattaraugus County Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	6	489,442	0	0
b. 15 Years or less	6	235,791	1	51,000
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	47	1,306,817	4	130,000
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	0	0	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	59	2,032,050	5	181,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Cattaraugus County Employees Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	No
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes