Greater Niagara Federal Credit Union

Social
  • +1

A short history of Greater Niagara FCU

Since its inception in 1954 the Greater Niagara Federal Credit Union has been serving its members in the NIAGARA FALLS, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Carolyn DuBois, the Greater Niagara FCU has grown its membership to over 8,213 with assets of more than $50,920,424. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (716) 297-5944 or email them at gnfcu@greaterniagarafcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in NIAGARA FALLS, NY.

General Information For Greater Niagara FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 9537
Address 2901 MILITARY RD 
City NIAGARA FALLS 
State New York 
Zip-Code 14304
Phone Number (716) 297-5944
Fax Number (716) 297-6074
Email Address: gnfcu@greaterniagarafcu.com
CEO/President Carolyn DuBois
Members 8,213 
Full-Time Employees 13 
Part-Time Employees
Number of Branch Offices
Total Assets 50,920,424 
Website http://www.greaterniagarafcu.com 

Compare Greater Niagara Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Encompass Niagara CU Compusource Systems, Inc. 110 John Muir Dr 14228 (800) 295-9100 No 1.51
Niagara Falls A F CU Niagara Falls Air Force FCU 2420 Olmstead St 14304 (716) 297-4034 No 1.54
Niagara Falls Teachers CU Niagara Falls Teachers' FCU 1925 Main St 14305 98 No 2.32
Niagara's Choice CU North Tonawanda 3577 Niagara Falls Blvd 14120 (716) 693-5140 No 3.32
Niagara-wheatfield CU MAIN OFFICE 2346 SAUNDERS SETTLEMENT RD 14132 (716) 731-2632 No 3.56

Greater Niagara Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Greater Niagara Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.90 2.55 3.89 3.50 3.95
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 151 89 189 72 94
Rank Among All New York Credit Unions 21 41 59 19 30

Greater Niagara Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A 0.35 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A 293 N/A
Rank Among All New York Credit Unions N/A 34 N/A 77 N/A
Greater Niagara Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.9001,1782,849,226
All Other Unsecured Loans/Lines of Credit 10.0009462,459,240
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.5501081,532,455
Used Vehicle Loans 3.8904234,687,846
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.5001058,502,994
Total Other Real Estate Loans/Lines of Credit 3.950791,921,126
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.000951,037,083
TOTAL LOANS & LEASES 2,93422,989,970

Greater Niagara Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 505,186,9362392,703
    b. 15 Years or less 553,316,058117,062
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 355,95800
Open-End Fixed Rate 761,865,1685190,847
TOTALS 18410,424,1208600,612

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Greater Niagara Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes