Niagara-wheatfield Federal Credit Union

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A short history of Niagara-wheatfield FCU

Since its inception in 1960 the Niagara-wheatfield Federal Credit Union has been serving its members in the SANBORN, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by GREGORY HUGHES, the Niagara-wheatfield FCU has grown its membership to over 2,231 with assets of more than $19,147,862. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (716) 731-2632 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SANBORN, NY.

General Information For Niagara-wheatfield FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 14040
State New York 
Zip-Code 14132
Phone Number (716) 731-2632
Fax Number (716) 731-7022
Email Address:
Members 2,231 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 19,147,862 

Compare Niagara-wheatfield Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Alliance Niagara CU NCCC - Main office 3111 Saunders Settlement Rd 14132 (716) 614-6445 No 0.13
Niagara Falls A F CU Niagara Falls Air Force FCU 2420 Olmstead St 14304 (716) 297-4034 No 3.64
Encompass Niagara CU Compusource Systems, Inc. 110 John Muir Dr 14228 (800) 295-9100 No 6.16
Greater Niagara CU 160 WARD RD 160 WARD RD 14120 (716) 695-1829 No 6.32
Niagara Regional CU North Tonawanda HS 405 Meadow Dr 14120 (716) 807-3600 No 6.33

Niagara-wheatfield Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Niagara-wheatfield Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.90 5.07 3.90 5.96 7.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 151 404 190 368 431
Rank Among All New York Credit Unions 21 125 60 100 115

Niagara-wheatfield Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A 0.20 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A 318 283
Rank Among All New York Credit Unions N/A 34 N/A 82 77
Niagara-wheatfield Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.900444604,931
All Other Unsecured Loans/Lines of Credit 10.000245561,841
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.07018228,673
Used Vehicle Loans 3.90083744,250
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.960241,615,868
Total Other Real Estate Loans/Lines of Credit 7.0007147,139
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.50016119,510
TOTAL LOANS & LEASES 8374,022,212

Niagara-wheatfield Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 11773,49400
    b. 15 Years or less 13842,37400
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 482,17900
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 364,96000
TOTALS 311,763,00700


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Niagara-wheatfield Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes