Hudson Valley Federal Credit Union

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A short history of Hudson Valley FCU

Since its inception in 1963 the Hudson Valley Federal Credit Union has been serving its members in the POUGHKEEPSIE, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mary Madden, the Hudson Valley FCU has grown its membership to over 282,414 with assets of more than $4,801,101,017. They have a main office and 19 branch offices. Please see the credit unions website or contact them by phone at (800) 468-3011 or email them at info@hvfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in POUGHKEEPSIE, NY.

General Information For Hudson Valley FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 15802
Address P.O. BOX 1071 
City POUGHKEEPSIE 
State New York 
Zip-Code 12602
Phone Number (800) 468-3011
Fax Number (845) 463-1032
Email Address: info@hvfcu.org
CEO/President Mary Madden
Members 282,414 
Full-Time Employees 701 
Part-Time Employees 89 
Number of Branch Offices 19 
Total Assets 4,801,101,017 
Website http://www.hvfcu.org 

Compare Hudson Valley Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Teg CU Hyde Park Office 4282 Albany Post Rd 12538 (845) 452-7323 No 3.65
Ulster CU Schwenk Dr 127 Schwenk Dr 12402 (845) 339-5544 No 17.12
Mid-hudson Valley CU LaGrange Branch 1516 Route 55 12540 (845) 336-4444 No 18.54
Hudson River Financial CU Main Office 3563 Mohegan Ave 10547 (914) 526-4015 No 26.98
Hudson Heritage CU Hudson Heritage FCU 17 Walnut St 10941 (845) 561-5607 No 27.86

Hudson Valley Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Hudson Valley Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.25 2.54 5.94 3.94 4.67
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 422 88 437 132 191
Rank Among All New York Credit Unions 73 40 131 44 63

Hudson Valley Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.19 1.64 1.68
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 119 75 76
Rank Among All New York Credit Unions 19 34 32 9 13
Hudson Valley Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.25037,70489,245,419
All Other Unsecured Loans/Lines of Credit 8.28038,049202,367,202
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.54017,213397,159,283
Used Vehicle Loans 5.94037,403465,119,559
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.9404,379802,282,118
Total Other Real Estate Loans/Lines of Credit 4.67011,181456,172,714
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.0406,816200,616,450
TOTAL LOANS & LEASES 152,7452,612,962,745

Hudson Valley Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1,110206,829,96637076,722,694
    b. 15 Years or less 1,902203,994,39937718,648,206
Balloon/Hybrid
    a. > 15 years 1,104334,384,33123871,773,953
    b. 15 Years or less 23856,238,8832277,424
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 25834,53900
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 2,870114,454,46926418,266,397
Closed-End Adjustable Rate 92,526,92221,190,000
Open-End Adjustable Rate 8,302339,191,32377663,582,485
Open-End Fixed Rate 0000
TOTALS 15,5601,258,454,8322,029250,461,159

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 92,526,9221,190,000
Interest Only & Payment Option Other RE/LOC Loans 2,643119,608,75424,967,300
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Hudson Valley Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes