Hudson River Financial Federal Credit Union

A short history of Hudson River Financial FCU

Since its inception in 1938 the Hudson River Financial Federal Credit Union has been serving its members in the MOHEGAN LAKE, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Thomas Powers Jr, the Hudson River Financial FCU has grown its membership to over 6,070 with assets of more than $56,306,872. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (914) 526-4015 or email them at info@hudsonriverteachers.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MOHEGAN LAKE, NY.

General Information For Hudson River Financial FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Hudson River Financial Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Sing Sing Employees CU	Sing Sing EFCU	2 Church St	10562	(914) 762-3372	No	10.49
Academic CU	Academic Federal Credit Union	425 N State Rd	10510	(914) 923-3608	No	11.94
Nea CU	Yale Branch	55 Whitney Ave	06510	(203) 624-0735	No	15.92
Rockland Employees CU	Helen Hayes	51-55 N Route 9W	10977	(845) 429-0251	No	17.32
O And R Utilities Employees CU	Monroe	14 Talmadge Ct	10949	(845) 774-0831	No	18.00

Hudson River Financial Federal Credit Union Financial Performance Charts

Financial Data

Hudson River Financial Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	N/A	5.25	7.99	4.00	4.00
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	N/A	424	629	138	100
Rank Among All New York Credit Unions	N/A	127	159	48	33

Hudson River Financial Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.10	0.30	0.40	0.50	0.50
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	116	88	76	263	227
Rank Among All New York Credit Unions	16	24	18	66	58

Hudson River Financial Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	0.000	0	0
All Other Unsecured Loans/Lines of Credit	11.000	434	2,602,858
Short-Term, Small Amount Loans (STS) (Federal CU Only)	18.000	142	43,383
Non-Federally Guaranteed Student Loans	5.750	15	395,985
New Vehicle Loans	5.250	27	352,209
Used Vehicle Loans	7.990	257	2,718,777
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.000	89	9,973,911
Total Other Real Estate Loans/Lines of Credit	4.000	52	3,240,752
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	4.000	54	1,286,076
TOTAL LOANS & LEASES		1,070	20,613,951

Hudson River Financial Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	10	2,383,673	4	1,085,000
b. 15 Years or less	7	1,060,170	0	0
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	72	6,530,068	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	9	918,812	6	381,000
Closed-End Adjustable Rate	41	2,261,817	4	408,000
Open-End Adjustable Rate	2	60,123	2	85,000
Open-End Fixed Rate	0	0	0	0
TOTALS	141	13,214,663	16	1,959,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Hudson River Financial Federal Credit Union Member Offerings

First Time Homebuyer Program	Yes
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	No
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes