Rockland Employees Federal Credit Union

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A short history of Rockland Employees FCU

Since its inception in 1962 the Rockland Employees Federal Credit Union has been serving its members in the Spring Valley, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Miriam Fernandez, the Rockland Employees FCU has grown its membership to over 6,789 with assets of more than $38,028,466. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (845) 371-5804 or email them at info@refcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Spring Valley, NY.

General Information For Rockland Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 15080
Address 170 East Central Avenue, Route 59 
City Spring Valley 
State New York 
Zip-Code 10977
Phone Number (845) 371-5804
Fax Number (845) 371-2652
Email Address: info@refcu.org
CEO/President Miriam Fernandez
Members 6,789 
Full-Time Employees 18 
Part-Time Employees
Number of Branch Offices
Total Assets 38,028,466 
Website http://www.refcu.org 

Compare Rockland Employees Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Nea CU Yale Branch 55 Whitney Ave 06510 (203) 624-0735 No 2.77
Palisades CU Pearl River 300 N Middletown Rd 10965 (845) 602-4242 No 3.59
N.j.t. Employees CU NJT Employees FCU 7 Richard Dr 07463 (201) 447-6677 No 8.11
Sing Sing Employees CU Sing Sing EFCU 2 Church St 10562 (914) 762-3372 No 10.13
Academic CU Academic Federal Credit Union 425 N State Rd 10510 (914) 923-3608 No 11.72

Rockland Employees Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Rockland Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 17.99 4.50 6.88 4.09 6.36
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 552 341 534 153 377
Rank Among All New York Credit Unions 88 118 145 54 109

Rockland Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.07 N/A 0.50 0.07
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 136 N/A 263 287
Rank Among All New York Credit Unions N/A 36 N/A 66 78
Rockland Employees Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 17.9901,0092,648,247
All Other Unsecured Loans/Lines of Credit 14.6602,5447,484,973
Short-Term, Small Amount Loans (STS) (Federal CU Only) 25.00022181,346
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.500781,533,227
Used Vehicle Loans 6.8804526,135,792
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.090315,851,340
Total Other Real Estate Loans/Lines of Credit 6.36017565,281
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.92049956,622
TOTAL LOANS & LEASES 4,40125,256,828

Rockland Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 183,479,0502475,800
    b. 15 Years or less 71,086,9681140,125
Balloon/Hybrid
    a. > 15 years 1313,11700
    b. 15 Years or less 5972,20500
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 17565,281274,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 486,416,6215689,925

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Rockland Employees Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes