Palisades Federal Credit Union

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A short history of Palisades FCU

Since its inception in 1941 the Palisades Federal Credit Union has been serving its members in the Pearl River, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Tony Molina, the Palisades FCU has grown its membership to over 13,832 with assets of more than $199,722,048. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (845) 602-4242 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Pearl River, NY.

General Information For Palisades FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 4480
Address 300 N Middletown Rd, Ste 6 
City Pearl River 
State New York 
Zip-Code 10965
Phone Number (845) 602-4242
Fax Number (845) 602-4444
Email Address: none
CEO/President Tony Molina
Members 13,832 
Full-Time Employees 28 
Part-Time Employees
Number of Branch Offices
Total Assets 199,722,048 

Compare Palisades Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Nea CU Yale Branch 55 Whitney Ave 06510 (203) 624-0735 No 3.43
Rockland Employees CU Helen Hayes 51-55 N Route 9W 10977 (845) 429-0251 No 3.69
N.j.t. Employees CU NJT Employees FCU 7 Richard Dr 07463 (201) 447-6677 No 6.43
Yonkers Teachers CU Yonkers Teachers FCU 194 king Ave 07463 (914) 963-1554 No 9.16
Suma Yonkers CU New Haven Branch 555 George St 06511 (203) 785-8805 No 9.41

Palisades Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Palisades Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.20 2.90 3.90 4.00 3.40
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 357 133 190 138 49
Rank Among All New York Credit Unions 60 57 60 48 16

Palisades Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.16 0.04 0.30 0.81 0.83
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 106 146 97 204 181
Rank Among All New York Credit Unions 14 39 23 48 42
Palisades Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.2001,6764,610,542
All Other Unsecured Loans/Lines of Credit 11.2001,5055,411,647
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 8.1001,2744,360,573
New Vehicle Loans 2.9003075,466,393
Used Vehicle Loans 3.9007217,132,451
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00030750,967,587
Total Other Real Estate Loans/Lines of Credit 3.40068550,031,349
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.600424,129,955
TOTAL LOANS & LEASES 6,517132,110,497

Palisades Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 14424,614,851185,345,893
    b. 15 Years or less 11612,887,5343686,300
    a. > 15 years 114,189,5101347,000
    b. 15 Years or less 61,323,27500
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 307,952,41700


Closed-End Fixed Rate 1086,562,9959804,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 57743,468,354131,250,194
Open-End Fixed Rate 0000
TOTALS 992100,998,936448,433,387


Interest Only & Payment Option 1st Mortgage Loans 2814,4310
Interest Only & Payment Option Other RE/LOC Loans 11912,693,170562,400
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Palisades Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes