Suma Yonkers Federal Credit Union

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A short history of Suma Yonkers FCU

Since its inception in 1964 the Suma Yonkers Federal Credit Union has been serving its members in the YONKERS, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Roman Kozicky, the Suma Yonkers FCU has grown its membership to over 7,058 with assets of more than $326,084,638. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (914) 220-4900 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in YONKERS, NY.

General Information For Suma Yonkers FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 16360
Address 125 CORPORATE BLVD 
City YONKERS 
State New York 
Zip-Code 10701
Phone Number (914) 220-4900
Fax Number (914) 220-4090
Email Address: none
CEO/President Roman Kozicky
Members 7,058 
Full-Time Employees 29 
Part-Time Employees
Number of Branch Offices
Total Assets 326,084,638 
Website http://www.sumafcu.org 

Compare Suma Yonkers Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Consumers Union Employees CU Vital Records Location 101 Truman Ave 10703 (914) 378-2214 No 1.40
Yonkers Teachers CU Yonkers Teachers FCU 194 king Ave 10703 (914) 963-1554 No 1.46
Yonkers Postal Employees CU Yonkers Postal Employees Credit Union 79-81 Main St 10702 (914) 423-7628 No 1.59
B E T CU YONKERS TEACHERS FCU 1 Executive Blvd 10703 (914) 376-7088 No 2.54
Mount Vernon Ny Postal Employees CU Carl L. Spana 67 Maple Ave 10707 (914) 961-4865 No 3.87

Suma Yonkers Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Suma Yonkers Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.00 1.75 3.25 3.95 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 160 19 120 133 132
Rank Among All New York Credit Unions 24 8 39 45 39

Suma Yonkers Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.75 1.00 1.35 2.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 108 46 20 111 49
Rank Among All New York Credit Unions 15 11 5 18 7
Suma Yonkers Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.0001,2341,143,825
All Other Unsecured Loans/Lines of Credit 11.75023520,767
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.75046584,643
Used Vehicle Loans 3.25072933,088
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.950723184,164,927
Total Other Real Estate Loans/Lines of Credit 4.25013316,014,719
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.5001078,120,951
TOTAL LOANS & LEASES 2,338211,482,920

Suma Yonkers Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 26064,243,625195,934,400
    b. 15 Years or less 11222,591,900124,959,500
Balloon/Hybrid
    a. > 15 years 5721,055,151103,499,000
    b. 15 Years or less 120,00000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 31,710,30500
Adjustable Rate > 1 yr 29074,543,94694,308,000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 13316,014,71971,627,083
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 856200,179,6465720,327,983

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Suma Yonkers Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes