Academic Federal Credit Union

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A short history of Academic FCU

Since its inception in 1979 the Academic Federal Credit Union has been serving its members in the Briarcliff Mano, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Ina Fitch, the Academic FCU has grown its membership to over 3,152 with assets of more than $39,929,206. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (914) 923-3608 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Briarcliff Mano, NY.

General Information For Academic FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 23425
Address 425 N State Rd 
City Briarcliff Mano 
State New York 
Zip-Code 10510
Phone Number (914) 923-3608
Fax Number (914) 923-3635
Email Address: none
CEO/President Ina Fitch
Members 3,152 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 39,929,206 

Compare Academic Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Sing Sing Employees CU Sing Sing EFCU 2 Church St 10562 (914) 762-3372 No 1.69
Union Baptist Greenburgh CU William Turner 111 Saint Johns ave 10704 (914) 963-1395 No 7.21
Nea CU Yale Branch 55 Whitney Ave 06510 (203) 624-0735 No 8.33
Educational And Governmental CU Main 333 N Central Ave Fl 2 10530 (914) 946-6200 No 8.43
White Plains P O Employees CU Credit Union Office 100 Fisher Ave 10602 (914) 761-6507 No 8.69

Academic Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Academic Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.38 2.49 2.99 4.70 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 190 83 91 232 132
Rank Among All New York Credit Unions 33 38 31 77 39

Academic Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.10 0.35 1.26 2.12
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 129 89 125 39
Rank Among All New York Credit Unions 16 34 20 21 5
Academic Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.3807012,828,447
All Other Unsecured Loans/Lines of Credit 7.2504344,402,724
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.49037747,356
Used Vehicle Loans 2.99067969,117
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.700358,268,292
Total Other Real Estate Loans/Lines of Credit 4.250382,488,214
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.50010167,567
TOTAL LOANS & LEASES 1,32219,871,717

Academic Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 277,478,8761184,000
    b. 15 Years or less 8789,41600
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 382,488,2141297,789
Open-End Fixed Rate 0000
TOTALS 7310,756,50613281,789


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Academic Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes