Educational And Governmental Federal Credit Union

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A short history of Educational And Governmental FCU

Since its inception in 1937 the Educational And Governmental Federal Credit Union has been serving its members in the Hartsdale, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Wendy Brown, the Educational And Governmental FCU has grown its membership to over 6,623 with assets of more than $55,390,872. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (914) 946-6200 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Hartsdale, NY.

General Information For Educational And Governmental FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 2346
Address 333 North Central Ave Fl 2 
City Hartsdale 
State New York 
Zip-Code 10530
Phone Number (914) 946-6200
Fax Number (914) 946-2910
Email Address: none
CEO/President Wendy Brown
Members 6,623 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 55,390,872 
Website http://www.egefcu.com 

Compare Educational And Governmental Federal Credit Union To Other Local Credit Unions


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Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Union Baptist Greenburgh CU William Turner 111 Saint Johns ave 10704 (914) 963-1395 No 1.95
White Plains P O Employees CU Credit Union Office 100 Fisher Ave 10602 (914) 761-6507 No 2.09
Scf Westchester N. Y. Employees CU Credit Union Office 1000 Westchester Ave 10610 (914) 694-3421 No 4.40
Consumers Union Employees CU Vital Records Location 101 Truman Ave 10703 (914) 378-2214 No 4.52
Yonkers Teachers CU Yonkers Teachers FCU 194 king Ave 10703 (914) 963-1554 No 4.73

Educational And Governmental Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Educational And Governmental Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.00 4.99 5.49 3.62 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 411 396 383 84 N/A
Rank Among All New York Credit Unions 71 122 120 22 N/A

Educational And Governmental Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.15 0.25 0.55 0.45
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 119 105 251 234
Rank Among All New York Credit Unions 19 30 28 64 61
Educational And Governmental Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.000309624,278
All Other Unsecured Loans/Lines of Credit 7.9901,1678,614,783
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.990711,245,312
Used Vehicle Loans 5.49065949,662
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.620162,904,428
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.99026206,861
TOTAL LOANS & LEASES 1,65414,545,324

Educational And Governmental Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 91,547,97600
    b. 15 Years or less 71,356,45200
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 162,904,42800

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Educational And Governmental Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes