O And R Utilities Employees Federal Credit Union

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A short history of O And R Utilities Employees FCU

Since its inception in 1980 the O And R Utilities Employees Federal Credit Union has been serving its members in the Monroe, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mark Welshoff, the O And R Utilities Employees FCU has grown its membership to over 1,205 with assets of more than $14,112,905. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (845) 774-0831 or email them at oruefcu@aol.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Monroe, NY.

General Information For O And R Utilities Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 23700
Address P.O. Box 470 
City Monroe 
State New York 
Zip-Code 10949
Phone Number (845) 774-0831
Fax Number (845) 774-0835
Email Address: oruefcu@aol.com
CEO/President Mark Welshoff
Members 1,205 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 14,112,905 
Website http://www.orutilfcu.org 

Compare O And R Utilities Employees Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Hudson Heritage CU Hudson Heritage FCU 17 Walnut St 10941 (845) 561-5607 No 11.81
Rockland Employees CU Helen Hayes 51-55 N Route 9W 10977 (845) 429-0251 No 17.02
Hudson River Financial CU Main Office 3563 Mohegan Ave 10547 (914) 526-4015 No 17.91
Nea CU Yale Branch 55 Whitney Ave 06510 (203) 624-0735 No 18.30
Palisades CU Pearl River 300 N Middletown Rd 10965 (845) 602-4242 No 20.14

O And R Utilities Employees Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


O And R Utilities Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 1.99 N/A 4.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 34 N/A 138 100
Rank Among All New York Credit Unions N/A 12 N/A 48 33

O And R Utilities Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.40 1.25 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 76 126 N/A
Rank Among All New York Credit Unions N/A 38 18 22 N/A
O And R Utilities Employees Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 11.9901821,174,986
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.9901732,312,479
Used Vehicle Loans 0.00000
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.000192,067,609
Total Other Real Estate Loans/Lines of Credit 4.000752,678,107
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.49049495,326
TOTAL LOANS & LEASES 4988,728,507

O And R Utilities Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2342,5632285,600
    b. 15 Years or less 171,725,04600
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 491,633,2084180,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 261,044,89915289,558
Open-End Fixed Rate 0000
TOTALS 944,745,71621755,158

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

O And R Utilities Employees Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes