Teg Federal Credit Union

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A short history of Teg FCU

Since its inception in 1969 the Teg Federal Credit Union has been serving its members in the Poughkeepsie, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Ronald Flaherty, the Teg FCU has grown its membership to over 30,090 with assets of more than $275,495,671. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (845) 452-7323 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Poughkeepsie, NY.

General Information For Teg FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 19401
Address 1 Commerce Street 
City Poughkeepsie 
State New York 
Zip-Code 12603
Phone Number (845) 452-7323
Fax Number () -
Email Address: none
CEO/President Ronald Flaherty
Members 30,090 
Full-Time Employees 98 
Part-Time Employees
Number of Branch Offices
Total Assets 275,495,671 
Website http://TEGFCU.COM 

Compare Teg Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Hudson Valley CU Poughkeepsie 159 Barnegat Rd 12602 (800) 468-3011 No 4.31
Ulster CU Schwenk Dr 127 Schwenk Dr 12402 (845) 339-5544 No 19.87
Mid-hudson Valley CU LaGrange Branch 1516 Route 55 12540 (845) 336-4444 No 21.04
Community Cu Of New Milford, Inc. CU 145C Danbury Rd 145C Danbury Rd 06776 (860) 210-0777 No 24.39
Hudson River Financial CU Main Office 3563 Mohegan Ave 10547 (914) 526-4015 No 24.98

Teg Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Teg Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.75 6.14 6.66 4.75 4.67
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 227 497 514 238 191
Rank Among All New York Credit Unions 39 138 141 78 63

Teg Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.34 1.48 1.78
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 91 93 68
Rank Among All New York Credit Unions N/A 34 21 12 11
Teg Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.7503,9787,242,309
All Other Unsecured Loans/Lines of Credit 11.6802,07812,643,181
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 6.14053310,884,002
Used Vehicle Loans 6.6605,32363,822,971
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.75037362,231,356
Total Other Real Estate Loans/Lines of Credit 4.67067526,073,670
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.4702474,853,891
TOTAL LOANS & LEASES 13,207187,751,380

Teg Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 9817,372,5848719,783,550
    b. 15 Years or less 13212,672,063131,907,260
    a. > 15 years 8421,334,785144,030,250
    b. 15 Years or less 5910,851,9249868,458
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 2297,371,90212847,881
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 44618,701,768251,108,223
Open-End Fixed Rate 0000
TOTALS 1,04888,305,02616028,545,622


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 1521,300521,300
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Teg Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes