Ulster Federal Credit Union

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A short history of Ulster FCU

Since its inception in 1974 the Ulster Federal Credit Union has been serving its members in the KINGSTON, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Richard Mantey, the Ulster FCU has grown its membership to over 8,349 with assets of more than $125,322,131. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (845) 339-5544 or email them at info@ulsfedcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in KINGSTON, NY.

General Information For Ulster FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 21694
Address PO BOX 2310 
State New York 
Zip-Code 12402
Phone Number (845) 339-5544
Fax Number (845) 331-0331
Email Address: info@ulsfedcu.org
CEO/President Richard Mantey
Members 8,349 
Full-Time Employees 30 
Part-Time Employees
Number of Branch Offices
Total Assets 125,322,131 
Website http://www.ulsfedcu.org 

Compare Ulster Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Mid-hudson Valley CU LaGrange Branch 1516 Route 55 12540 (845) 336-4444 No 2.76
Teg CU Hyde Park Office 4282 Albany Post Rd 12538 (845) 452-7323 No 18.82
Hudson Valley CU Poughkeepsie 159 Barnegat Rd 12602 (800) 468-3011 No 19.74
Columbia Greene CU Location of Records 207A Green St 12534 (581) 828-5216 No 25.31

Ulster Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Ulster Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.95 4.50 4.50 4.00 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 408 341 264 138 168
Rank Among All New York Credit Unions 69 118 83 48 53

Ulster Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.15 0.45 0.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 124 274 276
Rank Among All New York Credit Unions N/A 34 36 71 76
Ulster Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.9501,4251,455,272
All Other Unsecured Loans/Lines of Credit 12.7508342,278,142
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 3.2801,3131,964,352
New Vehicle Loans 4.50066751,740
Used Vehicle Loans 4.5004904,660,271
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00010211,058,658
Total Other Real Estate Loans/Lines of Credit 4.5002138,880,311
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.95021314,740,591
TOTAL LOANS & LEASES 4,65645,789,337

Ulster Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 547,039,0523396,500
    b. 15 Years or less 484,019,606148,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1466,617,19811618,463
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 672,263,113260,000
Open-End Fixed Rate 0000
TOTALS 31519,938,969171,122,963


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Ulster Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes