Hudson River Community Credit Union

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A short history of Hudson River Community CU

Since its inception in 1954 the Hudson River Community Credit Union has been serving its members in the CORINTH, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Susan Commanda, the Hudson River Community CU has grown its membership to over 23,432 with assets of more than $234,842,407. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (518) 654-9028 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CORINTH, NY.

General Information For Hudson River Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68342
Address ONE THIRD STREET 
City CORINTH 
State New York 
Zip-Code 12822
Phone Number (518) 654-9028
Fax Number () -
Email Address: none
CEO/President Susan Commanda
Members 23,432 
Full-Time Employees 77 
Part-Time Employees
Number of Branch Offices
Total Assets 234,842,407 
Website http://www.hrccu.org 

Compare Hudson River Community Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Parks Heritage CU Parks Heritage Federal Credit Union 5 Murray St 12801 (518) 926-4700 No 12.12
Saratoga's Community CU 433 Broadway 433 Broadway Ste 204 12866 (518) 583-2323 No 12.52
S I Employees CU SI Cr Union 233 Ballston Ave 12866 (518) 584-4100 No 13.27
Coopers Cave CU Cooper's Cave Federal Credit Union 92 Dix Ave 12801 (518) 793-9502 No 13.28
Tct CU Cambridge 17 Gilbert St 12816 (518) 677-2676 No 13.99

Hudson River Community Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Hudson River Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.90 2.49 2.99 3.25 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 151 83 91 44 229
Rank Among All New York Credit Unions 21 38 31 11 80

Hudson River Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.19 0.18 1.96 1.11
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 110 120 43 144
Rank Among All New York Credit Unions N/A 28 33 7 29
Hudson River Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.9004,3189,918,300
All Other Unsecured Loans/Lines of Credit 7.2403,69614,240,061
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.49080016,802,901
Used Vehicle Loans 2.9903,24138,177,073
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.2501,042101,111,879
Total Other Real Estate Loans/Lines of Credit 5.0001845,247,522
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.0001,49517,996,375
TOTAL LOANS & LEASES 14,776203,494,111

Hudson River Community Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 21225,574,052476,610,532
    b. 15 Years or less 31421,316,171293,193,128
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 12847,74700
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 13678,62000
Adjustable Rate > 1 yr 49152,695,289354,514,305

OTHER REAL ESTATE

Closed-End Fixed Rate 1323,363,3685264,242
Closed-End Adjustable Rate 17624,912130,489
Open-End Adjustable Rate 351,259,242474,446
Open-End Fixed Rate 0000
TOTALS 1,226106,359,40112114,687,142

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Hudson River Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes