Stewart's Federal Credit Union

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A short history of Stewart's FCU

Since its inception in 1983 the Stewart's Federal Credit Union has been serving its members in the SARATOGA SPRING, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by John Bottisti, the Stewart's FCU has grown its membership to over 2,812 with assets of more than $14,033,834. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (518) 581-1201 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SARATOGA SPRING, NY.

General Information For Stewart's FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24036
Address PO BOX 435 
State New York 
Zip-Code 12866
Phone Number (518) 581-1201
Fax Number (518) 581-7076
Email Address:
CEO/President John Bottisti
Members 2,812 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 14,033,834 

Compare Stewart's Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
S I Employees CU SI Cr Union 233 Ballston Ave 12866 (518) 584-4100 No 2.43
Saratoga's Community CU 433 Broadway 433 Broadway Ste 204 12866 (518) 583-2323 No 2.70
Tct CU Cambridge 17 Gilbert St 12816 (518) 677-2676 No 4.88
Hudson River Community CU Troy Branch 40 Leversee Rd 12182 (518) 237-1121 No 13.86
Stratton Air National Guard CU 1 air national guard rd 1 air national guard rd 12302 (518) 372-1254 No 16.08

Stewart's Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Stewart's Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.85 4.64 N/A 5.53
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 257 283 N/A 293
Rank Among All New York Credit Unions N/A 100 88 N/A 96

Stewart's Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 N/A 0.37 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 N/A 290 N/A
Rank Among All New York Credit Unions N/A 27 N/A 76 N/A
Stewart's Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 10.620306834,031
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.85035510,104
Used Vehicle Loans 4.6403012,673,512
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 5.53031960,009
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.56072603,206
TOTAL LOANS & LEASES 7455,580,862

Stewart's Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 31960,0092130,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 31960,0092130,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Stewart's Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes