Southern Chautauqua Federal Credit Union

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A short history of Southern Chautauqua FCU

Since its inception in 1954 the Southern Chautauqua Federal Credit Union has been serving its members in the Lakewood, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by John Felton, the Southern Chautauqua FCU has grown its membership to over 14,958 with assets of more than $79,387,526. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (716) 665-7000 or email them at johnf@665-7000.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Lakewood, NY.

General Information For Southern Chautauqua FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 9107
Address 168 E Fairmount Ave 
City Lakewood 
State New York 
Zip-Code 14750
Phone Number (716) 665-7000
Fax Number (716) 484-8653
Email Address: johnf@665-7000.com
CEO/President John Felton
Members 14,958 
Full-Time Employees 43 
Part-Time Employees 12 
Number of Branch Offices
Total Assets 79,387,526 
Website http://www.665-7000.com 

Compare Southern Chautauqua Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Jamestown Post Office Employees CU MAIN 300 E 3rd St Rm 233 14702 (716) 487-9785 No 4.82
Affinity One CU Affinity One Federal Credit Union 545 E 2nd St 14701 (716) 483-2798 No 5.01
Jamestown Area Community CU JACFCU_ Lakewood 121 Chautauqua Ave 14750 (716) 763-3642 No 5.62
Hopes Employees CU Hopes Employees 84 Hopkins Ave 14701 (716) 665-5124 No 6.10
Greater Chautauqua CU Greater Chautauqua FCU 41 S Erie St 14757 (716) 753-4201 No 7.21

Southern Chautauqua Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Southern Chautauqua Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 1.99 17.99 5.31 4.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 34 827 304 228
Rank Among All New York Credit Unions N/A 12 175 93 79

Southern Chautauqua Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.25 10.00 2.05
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 105 1 44
Rank Among All New York Credit Unions N/A 34 28 1 6
Southern Chautauqua Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 18.0002,5139,370,140
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.9902885,320,789
Used Vehicle Loans 17.9903,56030,985,316
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.310624,877,810
Total Other Real Estate Loans/Lines of Credit 4.99030911,468,196
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.99065628,863
TOTAL LOANS & LEASES 6,79762,651,114

Southern Chautauqua Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 363,166,80900
    b. 15 Years or less 261,711,00100
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 27410,222,581171,369,140
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 351,245,6154170,000
Open-End Fixed Rate 0000
TOTALS 37116,346,006211,539,140

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Southern Chautauqua Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes