Greater Metro Federal Credit Union

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A short history of Greater Metro FCU

Since its inception in 1970 the Greater Metro Federal Credit Union has been serving its members in the LONG ISLAND CIT, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Peter Nalaskowski, the Greater Metro FCU has grown its membership to over 5,105 with assets of more than $87,791,725. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (718) 361-1002 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LONG ISLAND CIT, NY.

General Information For Greater Metro FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 20382
Address 3110 37TH AVE 
City LONG ISLAND CIT 
State New York 
Zip-Code 11101
Phone Number (718) 361-1002
Fax Number (718) 361-1775
Email Address: none
CEO/President Peter Nalaskowski
Members 5,105 
Full-Time Employees 12 
Part-Time Employees
Number of Branch Offices
Total Assets 87,791,725 
Website http://www.greatermetrofcu.org 

Compare Greater Metro Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Last CU OFFICE 4322 Van Dam St 11101 (718) 937-6677 No 0.13
United Nations CU UN General Assembly Building 405 E 42nd St 10017 (347) 686-6000 No 0.42
Long Island City Postal Employees CU LIC POSTAL EMPLOYEES 4602 21st ST 11101 (718) 786-3991 No 0.63
Local 804 CU Local 804 FCU 3421 Review Ave 11101 (718) 878-4622 No 0.73
Urban Upbound CU Branch 1303B 40th Ave 11101 (718) 784-5050 No 0.76

Greater Metro Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Greater Metro Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 3.53 4.73 3.55 4.39
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 213 294 77 154
Rank Among All New York Credit Unions 41 85 91 20 46

Greater Metro Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.20 0.25 0.45 0.45
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 108 105 274 234
Rank Among All New York Credit Unions 16 27 28 71 61
Greater Metro Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9001,2132,561,207
All Other Unsecured Loans/Lines of Credit 9.7706801,921,417
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.53027499,941
Used Vehicle Loans 4.73073814,887
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.5505211,992,116
Total Other Real Estate Loans/Lines of Credit 4.390783,718,542
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.8401107,883,216
TOTAL LOANS & LEASES 2,23329,391,326

Greater Metro Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 175,811,86100
    b. 15 Years or less 285,160,31100
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 71,019,94400
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 10321,30700
Closed-End Adjustable Rate 1270,46200
Open-End Adjustable Rate 673,126,7733240,315
Open-End Fixed Rate 0000
TOTALS 13015,710,6583240,315

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 6753,1370
Interest Only & Payment Option Other RE/LOC Loans 542,959,2120
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Greater Metro Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes