Local 804 Federal Credit Union

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A short history of Local 804 FCU

Since its inception in 1978 the Local 804 Federal Credit Union has been serving its members in the Long Island Cit, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jahaira Guerrero, the Local 804 FCU has grown its membership to over 2,707 with assets of more than $19,337,660. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (718) 878-4622 or email them at cu804@aol.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Long Island Cit, NY.

General Information For Local 804 FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 23144
Address 34-21 Review Avenue 
City Long Island Cit 
State New York 
Zip-Code 11101
Phone Number (718) 878-4622
Fax Number (718) 878-4623
Email Address: cu804@aol.com
CEO/President Jahaira Guerrero
Members 2,707 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 19,337,660 
Website http://www.cu804.org 

Compare Local 804 Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Last CU OFFICE 4322 Van Dam St 11101 (718) 937-6677 No 0.13
United Nations CU UN General Assembly Building 405 E 42nd St 10017 (347) 686-6000 No 0.42
Long Island City Postal Employees CU LIC POSTAL EMPLOYEES 4602 21st ST 11101 (718) 786-3991 No 0.63
Greater Metro CU VA Office 423 E 23rd St 10010 (212) 689-2991 No 0.70
Urban Upbound CU Branch 1303B 40th Ave 11101 (718) 784-5050 No 0.76

Local 804 Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Local 804 Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.24 4.91 6.33 3.65 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 361 388 478 88 168
Rank Among All New York Credit Unions 61 121 137 26 53

Local 804 Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A N/A N/A 1.50 0.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A N/A N/A 91 276
Rank Among All New York Credit Unions N/A N/A N/A 11 76
Local 804 Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.24086207,341
All Other Unsecured Loans/Lines of Credit 11.9002341,041,768
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 8.500113,823
New Vehicle Loans 4.91019480,162
Used Vehicle Loans 6.33056773,803
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.650224,750,359
Total Other Real Estate Loans/Lines of Credit 4.50010280,388
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.40011382,246
TOTAL LOANS & LEASES 4397,929,890

Local 804 Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 214,355,36300
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 1394,99600

OTHER REAL ESTATE

Closed-End Fixed Rate 10280,3881260,700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 325,030,7471260,700

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Local 804 Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes