North Franklin Federal Credit Union

Social
  • +1

A short history of North Franklin FCU

Since its inception in 1972 the North Franklin Federal Credit Union has been serving its members in the MALONE, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by James Wyman, the North Franklin FCU has grown its membership to over 4,822 with assets of more than $57,694,527. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (518) 483-8668 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MALONE, NY.

General Information For North Franklin FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 21026
Address 494 E MAIN ST 
City MALONE 
State New York 
Zip-Code 12953
Phone Number (518) 483-8668
Fax Number (518) 483-8808
Email Address: none
CEO/President James Wyman
Members 4,822 
Full-Time Employees 13 
Part-Time Employees
Number of Branch Offices
Total Assets 57,694,527 
Website http://www.northfranklinfcu.org 

Compare North Franklin Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Dannemora CU Dannemora-Tom Miller 344 Tom Miller Rd 12901 (518) 825-0323 No 25.52
Tri-lakes CU Lake Placid 453 Wesvalley Rd 12946 (518) 523-2775 No 28.62

North Franklin Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


North Franklin Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 6.90 3.59 5.55 3.78 4.49
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 43 220 391 106 166
Rank Among All New York Credit Unions 4 87 122 32 52

North Franklin Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.36 N/A 0.65 1.96
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 80 N/A 234 53
Rank Among All New York Credit Unions N/A 22 N/A 58 9
North Franklin Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 6.9007523,142,792
All Other Unsecured Loans/Lines of Credit 9.5201,6903,428,291
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.5902784,263,309
Used Vehicle Loans 5.5508996,110,200
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.7801355,369,379
Total Other Real Estate Loans/Lines of Credit 4.490381,171,426
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.6907044,804,538
TOTAL LOANS & LEASES 4,49628,289,935

North Franklin Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 4209,18100
    b. 15 Years or less 251,146,35700
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 1064,013,8414175,500

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 381,171,4264162,358
Open-End Fixed Rate 0000
TOTALS 1736,540,8058337,858

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

North Franklin Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes