Genesee Co-op Federal Credit Union

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A short history of Genesee Co-op FCU

Since its inception in 1981 the Genesee Co-op Federal Credit Union has been serving its members in the ROCHESTER, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by MELISSA MARQUEZ, the Genesee Co-op FCU has grown its membership to over 3,710 with assets of more than $20,345,266. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (585) 461-2230 or email them at MSR@GENESEE.COOP to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ROCHESTER, NY.

General Information For Genesee Co-op FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 23848
Address 395 GREGORY ST 
City ROCHESTER 
State New York 
Zip-Code 14620
Phone Number (585) 461-2230
Fax Number (585) 461-3189
Email Address: MSR@GENESEE.COOP
CEO/President MELISSA MARQUEZ
Members 3,710 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 20,345,266 
Website http://WWW.GENESEE.COOP 

Compare Genesee Co-op Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Rochester Area State Employees CU Credit Union Office 2024 W Henrietta Rd Ste 5L 14623 (585) 272-0020 No 1.63
Esl CU Merchants 215 Merchants Rd 14609 (585) 336-1000 No 1.81
Rochester & Monroe Co Emp CU Main Office 460 N Goodman St 14609 (585) 546-4279 No 2.55
Wit CU Main Office - 22 Fourth St 22 4th St 14609 (585) 454-4580 No 2.57
Focus First CU main 1546 Lyell Ave 14606 (585) 458-9220 No 4.00

Genesee Co-op Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Genesee Co-op Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.00 8.00 4.25 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 146 630 174 168
Rank Among All New York Credit Unions N/A 63 160 61 53

Genesee Co-op Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.75 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 215 N/A
Rank Among All New York Credit Unions N/A 38 N/A 51 N/A
Genesee Co-op Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 11.0001,029868,293
Short-Term, Small Amount Loans (STS) (Federal CU Only) 18.00061,092
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.00048609,161
Used Vehicle Loans 8.0003202,187,041
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.2501236,958,704
Total Other Real Estate Loans/Lines of Credit 4.500701,105,033
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.50066490,823
TOTAL LOANS & LEASES 1,66212,220,147

Genesee Co-op Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 443,017,3804301,606
    b. 15 Years or less 673,368,2507495,800
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 6274,25200
Adjustable Rate > 1 yr 6298,82200

OTHER REAL ESTATE

Closed-End Fixed Rate 14130,128232,580
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 56974,9057187,700
Open-End Fixed Rate 0000
TOTALS 1938,063,737201,017,686

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Genesee Co-op Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes