Grs Employees Federal Credit Union

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A short history of Grs Employees FCU

Since its inception in 1955 the Grs Employees Federal Credit Union has been serving its members in the WEST HENRIETTA, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Cynthia Kurowski, the Grs Employees FCU has grown its membership to over 589 with assets of more than $2,921,858. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (585) 279-2030 or email them at KARENG@GRSECU.ORG to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WEST HENRIETTA, NY.

General Information For Grs Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24787
Address 1025 JOHN ST 
City WEST HENRIETTA 
State New York 
Zip-Code 14586
Phone Number (585) 279-2030
Fax Number (585) 279-1691
Email Address: KARENG@GRSECU.ORG
CEO/President Cynthia Kurowski
Members 589 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 2,921,858 
Website http://WWW.GRSECU.ORG 

Compare Grs Employees Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Ever $ Green CU Main Office 2215 E Henrietta Rd 14623 (585) 334-2710 No 4.29
St. Pius X Church CU St. Pius X FCU 2998 Chili Ave 14624 (585) 247-0724 No 5.15
Rochester Area State Employees CU Credit Union Office 2024 W Henrietta Rd Ste 5L 14623 (585) 272-0020 No 5.50
Gates Chili CU Main Office 2300 Buffalo Rd Bldg 500B 14624 (585) 247-1090 No 7.05
Advantage CU Highland Hospital 1000 South Ave 14624 (585) 454-5900 No 7.05

Grs Employees Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Grs Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.90 2.90 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 133 84 N/A N/A
Rank Among All New York Credit Unions N/A 57 29 N/A N/A

Grs Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.50 N/A 0.13 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 66 N/A 326 N/A
Rank Among All New York Credit Unions N/A 17 N/A 86 N/A
Grs Employees Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.99094308,373
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.90021269,068
Used Vehicle Loans 2.9001511,157,079
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.00050161,282
TOTAL LOANS & LEASES 3161,895,802

Grs Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Grs Employees Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes