Irs Buffalo Federal Credit Union

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A short history of Irs Buffalo FCU

Since its inception in 1957 the Irs Buffalo Federal Credit Union has been serving its members in the BUFFALO, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Lori Makowski, the Irs Buffalo FCU has grown its membership to over 982 with assets of more than $4,806,781. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (716) 854-3714 or email them at irsbflofcu@verizon.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BUFFALO, NY.

General Information For Irs Buffalo FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 11524
Address 130 S ELMWOOD AVE, STE 147 
City BUFFALO 
State New York 
Zip-Code 14202
Phone Number (716) 854-3714
Fax Number (716) 854-3108
Email Address: irsbflofcu@verizon.net
CEO/President Lori Makowski
Members 982 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 4,806,781 
Website http://www.irsbflofcu.org 

Compare Irs Buffalo Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Buffalo Service CU Niagara Center 130 S Elmwood Ave Ste 126 14202 (716) 842-1320 No 0.29
Buffalo Metropolitan CU Main-62 S Elmwood Ave Buffalo, NY 14202-2609 62 S Elmwood Ave 14202 (716) 847-6960 No 0.30
Erie County Employees CU Erie County Employees Credit Unio 95 Franklin St 14202 (716) 858-6245 No 0.50
Buffalo Police CU Main 74 Franklin St 14202 (716) 851-4490 No 0.53
St. John United CU St. John United Federal Credit Union 184 Goodell St 14204 (716) 847-1815 No 1.12

Irs Buffalo Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Irs Buffalo Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 1.70 1.95 4.00 5.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 15 18 138 260
Rank Among All New York Credit Unions N/A 5 6 48 86

Irs Buffalo Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.38 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 288 N/A
Rank Among All New York Credit Unions N/A 38 N/A 75 N/A
Irs Buffalo Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 7.740171928,007
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.700621,012,621
Used Vehicle Loans 1.95083969,842
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0008689,271
Total Other Real Estate Loans/Lines of Credit 5.250136,209
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.02013136,423
TOTAL LOANS & LEASES 3383,772,373

Irs Buffalo Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 5543,45000
    b. 15 Years or less 3145,82100
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 136,20900
Open-End Fixed Rate 0000
TOTALS 9725,48000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Irs Buffalo Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes