Town Of Hempstead Employees Federal Credit Union

A short history of Town Of Hempstead Employees FCU

Since its inception in 1963 the Town Of Hempstead Employees Federal Credit Union has been serving its members in the North Baldwin, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Robert Muir, the Town Of Hempstead Employees FCU has grown its membership to over 9,245 with assets of more than $126,486,089. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (516) 867-4730 or email them at memberservice@tohefcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in North Baldwin, NY.

General Information For Town Of Hempstead Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Town Of Hempstead Employees Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Ocean Financial CU	Oceanside	45 Atlantic Ave	11572	(516) 620-8100	No	2.01
American Broadcast Employees CU	190 N State St	190 N State St	60601	(312) 899-4104	No	2.10
Msba Employees CU	MSBA EMPLOYEES FCU	700 Commercial Ave	11570	(516) 766-0009	No	2.23
First Frontier CU	Office	155 Sherman St	11563	(516) 599-8243	No	3.68
Varick Memorial CU	Varick Memorial Federal Credit Union	60 Peninsula Blvd	11553	(516) 564-6061	No	3.77

Town Of Hempstead Employees Federal Credit Union Financial Performance Charts

Financial Data

Town Of Hempstead Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	15.90	1.99	2.49	3.80	3.50
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	534	34	51	108	56
Rank Among All New York Credit Unions	86	12	19	33	20

Town Of Hempstead Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.20	0.35	0.60	1.00
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	108	89	240	158
Rank Among All New York Credit Unions	N/A	27	20	62	34

Town Of Hempstead Employees Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	15.900	1,405	3,493,180
All Other Unsecured Loans/Lines of Credit	15.750	811	4,869,530
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	4.000	1,589	3,894,019
New Vehicle Loans	1.990	134	2,619,240
Used Vehicle Loans	2.490	212	2,897,817
Total 1st Mortgage Real Estate Loans/Lines of Credit	3.800	116	23,361,026
Total Other Real Estate Loans/Lines of Credit	3.500	153	10,030,095
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	4.000	307	14,300,020
TOTAL LOANS & LEASES		4,727	65,464,927

Town Of Hempstead Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	90	19,547,966	0	0
b. 15 Years or less	26	3,813,060	0	0
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	69	5,076,610	6	476,000
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	84	4,953,485	3	311,764
Open-End Fixed Rate	0	0	0	0
TOTALS	269	33,391,121	9	787,764

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Town Of Hempstead Employees Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	No
Overdraft Lines of Credit	No
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	No
No Surcharge ATMs	No
Home Banking Via Internet Website	Yes