Cadets Federal Credit Union

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A short history of Cadets FCU

Since its inception in 1950 the Cadets Federal Credit Union has been serving its members in the BUFFALO, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by SANDRA KOPACZ, the Cadets FCU has grown its membership to over 781 with assets of more than $12,017,251. They have a main office and 0 branch offices. Please see the credit unions website or contact them by phone at (716) 873-1174 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BUFFALO, NY.

General Information For Cadets FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 6930
Address 927 GRANT ST 
State New York 
Zip-Code 14207
Phone Number (716) 873-1174
Fax Number (716) 873-1256
Email Address:
Members 781 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 12,017,251 

Compare Cadets Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Riverside CU Stahl Rd 315 Stahl Rd 14068 (716) 875-1747 No 0.77
Dunlop Employees CU Dunlop Employees Federal C.U. 10 Sheridan Dr 14240 (716) 873-4112 No 1.56
Linton CU Linton Federal Credit Union 61 E Park Dr 14150 (716) 879-2363 No 1.91
Becco Buffalo CU Main office PeroxyChem LLC 14150 (716) 879-0415 No 2.08
Buffalo Cooperative CU 816 Elmwood Avenue 816 Elmwood Ave Rear 14222 (716) 881-3767 No 2.50

Cadets Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Cadets Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.48 5.25 5.06 4.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 80 356 275 228
Rank Among All New York Credit Unions N/A 37 109 87 79

Cadets Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.25 0.25 N/A 1.00 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 95 95 N/A 174 158
Rank Among All New York Credit Unions 10 25 N/A 34 34
Cadets Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.060120472,899
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.48010173,886
Used Vehicle Loans 5.25074714,700
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.060281,800,556
Total Other Real Estate Loans/Lines of Credit 4.99028575,225
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.6902344,361,601
TOTAL LOANS & LEASES 4948,098,867

Cadets Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 101,027,989286,000
    b. 15 Years or less 18772,56700
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 28575,225364,750
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 562,375,7815150,750


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Cadets Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes