Dannemora Federal Credit Union

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A short history of Dannemora FCU

Since its inception in 1958 the Dannemora Federal Credit Union has been serving its members in the Plattsburgh, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Christopher Hay, the Dannemora FCU has grown its membership to over 16,007 with assets of more than $174,002,401. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (518) 825-0323 or email them at dfcu@westelcom.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Plattsburgh, NY.

General Information For Dannemora FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 12473
Address 342 Tom Miller Rd 
City Plattsburgh 
State New York 
Zip-Code 12901
Phone Number (518) 825-0323
Fax Number () -
Email Address: dfcu@westelcom.com
CEO/President Christopher Hay
Members 16,007 
Full-Time Employees 49 
Part-Time Employees
Number of Branch Offices
Total Assets 174,002,401 
Website http://dfcu.net 

Compare Dannemora Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Gp Community CU GP Community FCU 53 Weed St 12901 (518) 563-1338 No 0.37
Cvph Employees CU LOCATION OF RECORDS 75 BEEKMAN ST 12901 (518) 562-7030 No 0.56
Plattsburgh City School District CU Plattsburgh City School District FCU 49 Broad St Ste 101 12901 (518) 561-4510 No 0.68
Ufirst CU UFirst FCU 274 Rugar St 12901 (518) 324-5700 No 2.24
Peru CU Peru Federal Credit Union 700 Bear Swamp Rd 12972 (518) 643-9915 No 9.37

Dannemora Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Dannemora Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.50 2.65 2.65 4.38 4.70
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 201 103 62 190 195
Rank Among All New York Credit Unions 36 44 21 66 64

Dannemora Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.15 0.20 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 124 318 259
Rank Among All New York Credit Unions N/A 38 36 82 69
Dannemora Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.5001,3812,222,964
All Other Unsecured Loans/Lines of Credit 9.0001,9186,946,106
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.6504659,105,855
Used Vehicle Loans 2.6501,60620,133,417
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.38045133,844,753
Total Other Real Estate Loans/Lines of Credit 4.7003219,911,672
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.0001,07110,057,119
TOTAL LOANS & LEASES 7,21392,221,886

Dannemora Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 17016,176,586161,955,460
    b. 15 Years or less 19010,867,40911704,200
    a. > 15 years 645,228,2728981,712
    b. 15 Years or less 111,188,0742213,600
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 19,49300
Adjustable Rate > 1 yr 15374,91900


Closed-End Fixed Rate 1885,617,687211,272,234
Closed-End Adjustable Rate 110,371110,700
Open-End Adjustable Rate 1324,283,6142105,000
Open-End Fixed Rate 0000
TOTALS 77243,756,425615,242,906


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Dannemora Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes