Lake Shore Federal Credit Union

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A short history of Lake Shore FCU

Since its inception in 1967 the Lake Shore Federal Credit Union has been serving its members in the ANGOLA, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Susan George, the Lake Shore FCU has grown its membership to over 3,048 with assets of more than $16,579,556. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (716) 549-4150 or email them at Lakeshorefcu@Verizon.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ANGOLA, NY.

General Information For Lake Shore FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 17878
Address PO BOX 227 
City ANGOLA 
State New York 
Zip-Code 14006
Phone Number (716) 549-4150
Fax Number (716) 549-2785
Email Address: Lakeshorefcu@Verizon.net
CEO/President Susan George
Members 3,048 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 16,579,556 
Website http://Lakeshore-FCU.Net 

Compare Lake Shore Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Seneca Nation Of Indians CU Seneca Nation of Indians FCU 90 Ohiyo Way 14779 (716) 945-8510 No 6.94
Northern Chautauqua CU OFFICE 232 CENTRAL AVE 14136 (716) 934-3111 No 9.50
Gowanda Area CU Gowanda Area FCU 14266 Taylor Hollow Rd 14070 (716) 532-3790 No 11.08
Meridia Community CU Eden Branch 8226 N Main St 14075 (716) 648-4411 No 13.31
Greater Woodlawn CU GREATER WOODLAWN FCU 351 E FAIRMOUNT AVE 14750 (716) 763-7283 No 13.45

Lake Shore Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Lake Shore Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.99 2.18 8.89 5.00 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 159 49 685 268 229
Rank Among All New York Credit Unions 23 18 165 85 80

Lake Shore Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.20 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 318 N/A
Rank Among All New York Credit Unions N/A 38 N/A 82 N/A
Lake Shore Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.990461561,965
All Other Unsecured Loans/Lines of Credit 8.800359964,405
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.1801792,804,667
Used Vehicle Loans 8.8901761,261,990
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.000251,005,289
Total Other Real Estate Loans/Lines of Credit 5.00030653,513
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.34055362,479
TOTAL LOANS & LEASES 1,2857,614,308

Lake Shore Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 12570,62200
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 13434,66700
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 229,12500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 28624,388139,000
Open-End Fixed Rate 0000
TOTALS 551,658,802139,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Lake Shore Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes