Upstate Milk Employees Federal Credit Union

A short history of Upstate Milk Employees FCU

Since its inception in 1971 the Upstate Milk Employees Federal Credit Union has been serving its members in the Cheektowaga, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Gail Fronczak, the Upstate Milk Employees FCU has grown its membership to over 557 with assets of more than $2,752,684. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (716) 332-5337 or email them at umfcu@upstatefarms.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Cheektowaga, NY.

General Information For Upstate Milk Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Upstate Milk Employees Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Maryvale Schools CU	Office	1050 Maryvale Dr	14225	(716) 633-8750	No	0.51
Afgm Enterprises CU	MaiN Office	132 Cayuga Rd	14225	(716) 634-3636	No	0.52
Town Of Cheektowaga CU	TOWN OF CHEEKTOWAGA FCU	3251 BROADWAY St	14227	(716) 686-3497	No	1.58
Financial Trust CU	orchard park	3735 N Buffalo St	14127	(716) 972-0051	No	1.90
Cheektowaga Community CU	OFFICE	2875 UNION RD STE 49	14227	(716) 684-1741	No	2.45

Upstate Milk Employees Federal Credit Union Financial Performance Charts

Financial Data

Upstate Milk Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	N/A	3.27	5.31	4.13	N/A
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	N/A	177	362	160	N/A
Rank Among All New York Credit Unions	N/A	75	112	59	N/A

Upstate Milk Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.21	N/A	N/A	N/A
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	106	N/A	N/A	N/A
Rank Among All New York Credit Unions	N/A	26	N/A	N/A	N/A

Upstate Milk Employees Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	0.000	0	0
All Other Unsecured Loans/Lines of Credit	8.480	95	302,481
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	3.270	17	203,212
Used Vehicle Loans	5.310	43	386,205
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.130	1	80,493
Total Other Real Estate Loans/Lines of Credit	0.000	0	0
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	2.360	40	28,039
TOTAL LOANS & LEASES		196	1,000,430

Upstate Milk Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	1	80,493	0	0
b. 15 Years or less	0	0	0	0
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	0	0	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	0	0	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	1	80,493	0	0

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Upstate Milk Employees Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	No
Overdraft Lines of Credit	No
ATM/Debit Card Program	No
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	No
Money Orders	No
No Surcharge ATMs	No
Home Banking Via Internet Website	No