Community Resource Federal Credit Union

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A short history of Community Resource FCU

Since its inception in 1935 the Community Resource Federal Credit Union has been serving its members in the LATHAM, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Terry Langlois, the Community Resource FCU has grown its membership to over 7,358 with assets of more than $86,865,074. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (518) 783-2211 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LATHAM, NY.

General Information For Community Resource FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 770
Address 20 WADE RD 
City LATHAM 
State New York 
Zip-Code 12110
Phone Number (518) 783-2211
Fax Number (518) 783-2266
Email Address: none
CEO/President Terry Langlois
Members 7,358 
Full-Time Employees 28 
Part-Time Employees
Number of Branch Offices
Total Assets 86,865,074 
Website http://www.communityresource.coop 

Compare Community Resource Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Newspaper Employees CU Newspaper Employees Credit Union 645 Albany Shaker Rd 12211 (518) 454-5363 No 2.06
Sunmark CU Sunmark FCU - Headquarters 1187 Troy Schenectady Rd 12110 (518) 382-2597 No 2.34
Capital Communications CU Niskayuna Branch 582 Balltown Rd 12205 (518) 458-2195 No 3.02
First New York CU Cobleskill Location 795 E Main St Ste 1 12043 (518) 234-2583 No 3.24
Directors Choice CU DCCU 1 South Family Drive 12205 (518) 456-2686 No 3.47

Community Resource Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Community Resource Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.99 9.24 3.49 4.89
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 145 706 70 216
Rank Among All New York Credit Unions N/A 62 168 18 75

Community Resource Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.30 1.16 1.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 97 142 94
Rank Among All New York Credit Unions N/A 30 23 25 17
Community Resource Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 11.6001,1654,714,859
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.4802,0203,079,220
New Vehicle Loans 2.9902003,508,865
Used Vehicle Loans 9.2401,70415,179,099
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.49026622,493,171
Total Other Real Estate Loans/Lines of Credit 4.890952,325,880
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.74098416,370,497
TOTAL LOANS & LEASES 6,43467,671,591

Community Resource Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 638,391,762112,143,496
    b. 15 Years or less 16312,820,132222,221,200
Balloon/Hybrid
    a. > 15 years 329,98800
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 10248,505150,000
Adjustable Rate > 1 yr 271,002,78400

OTHER REAL ESTATE

Closed-End Fixed Rate 431,074,146260,000
Closed-End Adjustable Rate 17222,30100
Open-End Adjustable Rate 33905,7401110,000
Open-End Fixed Rate 2123,6932132,000
TOTALS 36124,819,051394,716,696

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Community Resource Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes