First Choice Financial Federal Credit Union

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A short history of First Choice Financial FCU

Since its inception in 1972 the First Choice Financial Federal Credit Union has been serving its members in the GLOVERSVILLE, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Brenda Coon, the First Choice Financial FCU has grown its membership to over 12,742 with assets of more than $102,184,229. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (518) 725-3191 or email them at info@fctfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in GLOVERSVILLE, NY.

General Information For First Choice Financial FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 21012
Address PO BOX 232 
City GLOVERSVILLE 
State New York 
Zip-Code 12078
Phone Number (518) 725-3191
Fax Number (518) 725-3236
Email Address: info@fctfcu.org
CEO/President Brenda Coon
Members 12,742 
Full-Time Employees 24 
Part-Time Employees
Number of Branch Offices
Total Assets 102,184,229 
Website http://www.fcfinancialcu.org 

Compare First Choice Financial Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Upstate Telco CU Main Branch 137 Harrison St 12078 (518) 773-6548 No 7.23
M. C. T. CU 39 MARKET ST 39 MARKET ST 12010 (518) 842-1840 No 15.58
Tct CU Cambridge 17 Gilbert St 12816 (518) 677-2676 No 25.98
Hudson River Community CU Troy Branch 40 Leversee Rd 12182 (518) 237-1121 No 27.90
S I Employees CU SI Cr Union 233 Ballston Ave 12866 (518) 584-4100 No 28.43

First Choice Financial Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


First Choice Financial Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.90 2.49 2.49 4.00 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 151 83 51 138 132
Rank Among All New York Credit Unions 21 38 19 48 39

First Choice Financial Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.20 0.70 0.70
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 114 224 199
Rank Among All New York Credit Unions N/A 38 30 54 50
First Choice Financial Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.9001,0443,157,066
All Other Unsecured Loans/Lines of Credit 9.2501,3185,022,732
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.4902383,987,909
Used Vehicle Loans 2.4908247,354,027
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00044922,255,462
Total Other Real Estate Loans/Lines of Credit 4.2501725,125,816
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.0001741,239,098
TOTAL LOANS & LEASES 4,21948,142,110

First Choice Financial Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1176,427,5232382,800
    b. 15 Years or less 151,839,5555540,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 31713,988,38400

OTHER REAL ESTATE

Closed-End Fixed Rate 21477,65900
Closed-End Adjustable Rate 1514,648,15700
Open-End Adjustable Rate 00518,600
Open-End Fixed Rate 00321,267,300
TOTALS 62127,381,278442,208,700

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

First Choice Financial Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes