Erie County Employees Credit Union

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A short history of Erie County Employees CU

Since its inception in 1940 the Erie County Employees Credit Union has been serving its members in the BUFFALO, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Linda Walker, the Erie County Employees CU has grown its membership to over 4,337 with assets of more than $27,233,121. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (716) 858-6245 or email them at ececu@ececreditunion.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BUFFALO, NY.

General Information For Erie County Employees CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62923
Address 95 FRANKLIN ST, ROOM 111 
City BUFFALO 
State New York 
Zip-Code 14202
Phone Number (716) 858-6245
Fax Number (716) 858-7602
Email Address: ececu@ececreditunion.com
CEO/President Linda Walker
Members 4,337 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 27,233,121 
Website http://www.eriecountycreditunion.ne 

Compare Erie County Employees Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Buffalo Service CU Niagara Center 130 S Elmwood Ave Ste 126 14202 (716) 842-1320 No 0.29
Buffalo Metropolitan CU Main-62 S Elmwood Ave Buffalo, NY 14202-2609 62 S Elmwood Ave 14202 (716) 847-6960 No 0.30
Irs Buffalo CU Appletree 2875 Union Rd 14202 (716) 681-4879 No 0.39
Buffalo Police CU Main 74 Franklin St 14202 (716) 851-4490 No 0.53
St. John United CU St. John United Federal Credit Union 184 Goodell St 14204 (716) 847-1815 No 1.12

Erie County Employees Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Erie County Employees Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.25 3.00 3.00 3.68 6.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 422 146 92 92 368
Rank Among All New York Credit Unions 73 63 32 27 107

Erie County Employees Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 N/A 0.64 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 N/A 235 N/A
Rank Among All New York Credit Unions N/A 30 N/A 59 N/A
Erie County Employees Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.2506591,044,637
All Other Unsecured Loans/Lines of Credit 4.7203101,085,433
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.0001051,667,754
Used Vehicle Loans 3.0001731,744,770
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.680433,304,707
Total Other Real Estate Loans/Lines of Credit 6.25017,644
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.00032365,957
TOTAL LOANS & LEASES 1,3239,220,902

Erie County Employees Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 111,084,095125,000
    b. 15 Years or less 322,220,6122186,418
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 17,64400
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 443,312,3513211,418

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Erie County Employees Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes