Genesee Valley Federal Credit Union

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A short history of Genesee Valley FCU

Since its inception in 1974 the Genesee Valley Federal Credit Union has been serving its members in the GENESEO, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Gerard Koehler, the Genesee Valley FCU has grown its membership to over 8,065 with assets of more than $79,519,158. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (585) 243-1500 or email them at loris@geneseevalleyfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in GENESEO, NY.

General Information For Genesee Valley FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 21658
Address 4621 MILLENNIUM DR 
City GENESEO 
State New York 
Zip-Code 14454
Phone Number (585) 243-1500
Fax Number (585) 243-4143
Email Address: loris@geneseevalleyfcu.com
CEO/President Gerard Koehler
Members 8,065 
Full-Time Employees 29 
Part-Time Employees
Number of Branch Offices
Total Assets 79,519,158 
Website http://www.geneseevalleyfcu.com 

Compare Genesee Valley Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
State University Of Ny Geneseo CU State University of New York at Geneseo FCU 1 College Cir 14454 (585) 245-5700 No 2.14
Le Roy CU LeRoy Federal Credit Union 7093 W Main Rd 14482 (585) 768-7207 No 17.85
Grs Employees CU GRS EFCU 1025 JOHN ST 14586 (585) 279-2030 No 20.34
Pittsford CU MENDON 1321 Pittsford Mendon Rd 14506 (585) 624-7474 No 20.61
Ever $ Green CU Main Office 2215 E Henrietta Rd 14623 (585) 334-2710 No 21.41

Genesee Valley Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Genesee Valley Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.59 2.99 4.99 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 93 91 267 132
Rank Among All New York Credit Unions N/A 42 31 84 39

Genesee Valley Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 0.15 0.55 0.55
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 124 252 220
Rank Among All New York Credit Unions 19 38 36 65 56
Genesee Valley Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 10.9901,5002,934,807
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.5902294,150,439
Used Vehicle Loans 2.9909039,324,008
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.99050328,631,019
Total Other Real Estate Loans/Lines of Credit 4.25038310,068,590
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.0902653,099,877
TOTAL LOANS & LEASES 3,78358,208,740

Genesee Valley Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 645,998,3208742,190
    b. 15 Years or less 30516,219,643211,405,300
Balloon/Hybrid
    a. > 15 years 18,36900
    b. 15 Years or less 251,614,80700
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1084,789,88010413,500
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1112,487,0086199,500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2727,581,58219291,500
Open-End Fixed Rate 0000
TOTALS 88638,699,609643,051,990

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Genesee Valley Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes