Countryside Federal Credit Union

  • +1

A short history of Countryside FCU

Since its inception in 1941 the Countryside Federal Credit Union has been serving its members in the EAST SYRACUSE, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Benedict Gasser, the Countryside FCU has grown its membership to over 7,711 with assets of more than $157,183,485. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (315) 445-2300 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in EAST SYRACUSE, NY.

General Information For Countryside FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 4745
Address 5720 COMMONS PARK 
State New York 
Zip-Code 13057
Phone Number (315) 445-2300
Fax Number (315) 445-2441
Email Address:
CEO/President Benedict Gasser
Members 7,711 
Full-Time Employees 13 
Part-Time Employees
Number of Branch Offices
Total Assets 157,183,485 

Compare Countryside Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Core CU North Syracuse Office 651 Centerville Pl 13212 (315) 458-0439 No 1.32
Syracuse Postal CU syracuse 5640 e taft rd 13220 (315) 458-5550 No 4.80
Crouse Hinds Employees CU crouse hinds employees federal cu 1201 wolf st 13221 (315) 477-5384 No 5.65
Crouse CU CROUSE MAIN OFFICE 730 S Crouse Ave 13210 (315) 470-7928 No 6.10
Syracuse Cooperative CU Westcott Office 723 Westcott St 13210 (315) 471-1116 No 6.17

Countryside Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Countryside Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.20 2.40 3.13 4.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 52 42 37 228
Rank Among All New York Credit Unions N/A 20 18 7 79

Countryside Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.20 0.20 1.39 1.39
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 108 114 105 108
Rank Among All New York Credit Unions 16 27 30 17 19
Countryside Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 11.1503061,874,721
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 4.7503041,363,230
New Vehicle Loans 2.2003125,715,115
Used Vehicle Loans 2.4006517,071,050
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.1301,22397,032,634
Total Other Real Estate Loans/Lines of Credit 4.99089628,396,869
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 10.9001022,229,393
TOTAL LOANS & LEASES 3,794143,683,012

Countryside Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 12612,441,185141,745,856
    b. 15 Years or less 79828,776,410304,073,182
    a. > 15 years 61,389,96400
    b. 15 Years or less 305,162,53300
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 26349,262,542367,166,597


Closed-End Fixed Rate 63818,090,137753,447,449
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 25810,306,7321081,735,521
Open-End Fixed Rate 0000
TOTALS 2,119125,429,50326318,168,605


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 151,954,2801,256,910
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Countryside Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes