Usalliance Federal Credit Union

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A short history of Usalliance FCU

Since its inception in 1966 the Usalliance Federal Credit Union has been serving its members in the RYE, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kris VanBeek, the Usalliance FCU has grown its membership to over 96,590 with assets of more than $1,282,339,935. They have a main office and 18 branch offices. Please see the credit unions website or contact them by phone at (914) 921-0500 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in RYE, NY.

General Information For Usalliance FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 17587
City RYE 
State New York 
Zip-Code 10580
Phone Number (914) 921-0500
Fax Number (914) 881-3468
Email Address: none
CEO/President Kris VanBeek
Members 96,590 
Full-Time Employees 247 
Part-Time Employees
Number of Branch Offices 18 
Total Assets 1,282,339,935 

Compare Usalliance Federal Credit Union To Other Local Credit Unions

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Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Harrison Teachers CU Harrison Teachers' Federal Credit Union 33 Oakland Ave 10528 (914) 777-2935 No 1.06
Port Chester Teachers CU Credit Union Office 118 S Ridge St Ste 3 10573 (914) 939-4870 No 1.88
Quorum CU Ogilvy Service Center 636 11th Ave 10573 (212) 237-7198 No 3.52
Scf Westchester N. Y. Employees CU Credit Union Office 1000 Westchester Ave 10610 (914) 694-3421 No 3.79
Greenwich Municipal Employees CU Greenwich Municipal Employees FCU 439 W Putnam Ave 06830 (203) 869-5280 No 3.99

Usalliance Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Usalliance Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.59 2.24 2.99 3.75 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 384 56 91 102 132
Rank Among All New York Credit Unions 64 21 31 31 39

Usalliance Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.01 0.62 0.29 1.01 0.80
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 140 54 99 170 184
Rank Among All New York Credit Unions 22 14 24 33 45
Usalliance Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.59016,81629,605,185
All Other Unsecured Loans/Lines of Credit 10.0008,27638,717,178
Short-Term, Small Amount Loans (STS) (Federal CU Only) 25.000188104,045
Non-Federally Guaranteed Student Loans 7.140363,902,381
New Vehicle Loans 2.24045011,997,818
Used Vehicle Loans 2.9906,76685,129,661
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.750990426,542,160
Total Other Real Estate Loans/Lines of Credit 4.2504,764309,579,763
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.7403,443188,320,441
TOTAL LOANS & LEASES 41,7291,093,898,632

Usalliance Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 547170,673,6487138,184,190
    b. 15 Years or less 13338,071,3843531,000
    a. > 15 years 8763,417,779118,334,950
    b. 15 Years or less 10977,420,78176,764,000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 10483,18400
Adjustable Rate > 1 yr 10476,475,38443,524,700


Closed-End Fixed Rate 2258,861,4923162,000
Closed-End Adjustable Rate 14311,388,23500
Open-End Adjustable Rate 4,396289,330,03643849,546,078
Open-End Fixed Rate 0000
TOTALS 5,754736,121,923537107,046,918


Interest Only & Payment Option 1st Mortgage Loans 21,795,5710
Interest Only & Payment Option Other RE/LOC Loans 4,396289,330,03649,546,078
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Usalliance Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes