Rediform Niagara Falls Ny Federal Credit Union

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A short history of Rediform Niagara Falls Ny FCU

Since its inception in 1936 the Rediform Niagara Falls Ny Federal Credit Union has been serving its members in the NIAGARA FALLS, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Tammy Reynolds, the Rediform Niagara Falls Ny FCU has grown its membership to over 2,375 with assets of more than $10,981,591. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (716) 284-2430 or email them at rediformcu@choiceonemail.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in NIAGARA FALLS, NY.

General Information For Rediform Niagara Falls Ny FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1317
Address 3236 LOCKPORT RD 
City NIAGARA FALLS 
State New York 
Zip-Code 14305
Phone Number (716) 284-2430
Fax Number (716) 284-0923
Email Address: rediformcu@choiceonemail.com
CEO/President Tammy Reynolds
Members 2,375 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 10,981,591 
Website http://www.rediformfcu.com 

Compare Rediform Niagara Falls Ny Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Saint John A M E CU SAINT JOHN AME FCU 917 GARDEN AVE 14305 (716) 285-6432 No 1.57
Greater Niagara CU 160 WARD RD 160 WARD RD 14120 (716) 695-1829 No 1.71
Niagara's Choice CU North Tonawanda 3577 Niagara Falls Blvd 14120 (716) 693-5140 No 2.02
Encompass Niagara CU Compusource Systems, Inc. 110 John Muir Dr 14228 (800) 295-9100 No 2.15
Niagara Falls Mem. Med. Center CU niagara falls memorial medical center fcu 621 10th st 14302 (716) 278-4307 No 2.25

Rediform Niagara Falls Ny Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Rediform Niagara Falls Ny Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.90 2.75 3.50 4.85 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 493 115 147 251 N/A
Rank Among All New York Credit Unions 82 49 48 79 N/A

Rediform Niagara Falls Ny Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 0.30 0.66 0.64
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 97 233 207
Rank Among All New York Credit Unions N/A 27 23 57 53
Rediform Niagara Falls Ny Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.900353605,738
All Other Unsecured Loans/Lines of Credit 7.750258925,822
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.75039561,759
Used Vehicle Loans 3.5001201,112,538
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.850211,488,572
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.75060753,265
TOTAL LOANS & LEASES 8515,447,694

Rediform Niagara Falls Ny Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 10731,28400
    b. 15 Years or less 11757,2882175,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 211,488,5722175,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Rediform Niagara Falls Ny Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website No