Utica District Telephone Employees Federal Credit Union

Social
  • +1

A short history of Utica District Telephone Employees FCU

Since its inception in 1956 the Utica District Telephone Employees Federal Credit Union has been serving its members in the UTICA, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by PATRICK GALLAGHER, the Utica District Telephone Employees FCU has grown its membership to over 2,011 with assets of more than $37,597,853. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (315) 724-5133 or email them at utelfcu@utelfcu.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in UTICA, NY.

General Information For Utica District Telephone Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 11157
Address 2812 GENESEE ST 
City UTICA 
State New York 
Zip-Code 13502
Phone Number (315) 724-5133
Fax Number (315) 793-8296
Email Address: utelfcu@utelfcu.net
CEO/President PATRICK GALLAGHER
Members 2,011 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 37,597,853 
Website http://WWW.UTELFCU.NET 

Compare Utica District Telephone Employees Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Mohawk Valley CU 207 Genesee St 207 Genesee St 13501 (315) 793-2214 No 4.63
Oneida County CU Oneida County Federal Federal Credit Union 800 Park Ave 13501 (315) 798-5741 No 4.66
Utica Police Department CU utica police dept. fcu utica police dept.fcu 13502 (315) 223-3592 No 4.67
Utica Gas & Electric Emp CU Main 215 Old Campion Rd 13413 (315) 733-1596 No 8.01
Umico CU New Hartford 180 Genesee St 13413 (315) 734-2139 No 8.55

Utica District Telephone Employees Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Utica District Telephone Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.95 2.25 2.50 3.85 4.80
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 247 57 52 115 205
Rank Among All New York Credit Unions 42 22 20 36 72

Utica District Telephone Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.40 0.50 0.74 0.90
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 75 60 219 171
Rank Among All New York Credit Unions N/A 19 13 52 37
Utica District Telephone Employees Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9504951,015,201
All Other Unsecured Loans/Lines of Credit 0.0008163
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.2501081,884,156
Used Vehicle Loans 2.5003043,206,044
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.850714,959,345
Total Other Real Estate Loans/Lines of Credit 4.800452,072,669
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.7903262,721,620
TOTAL LOANS & LEASES 1,35715,859,198

Utica District Telephone Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 393,078,6671124,000
    b. 15 Years or less 321,880,678144,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 452,072,669118,655
Open-End Fixed Rate 0000
TOTALS 1167,032,0143186,655

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Utica District Telephone Employees Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes