Compass Federal Credit Union

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A short history of Compass FCU

Since its inception in 1966 the Compass Federal Credit Union has been serving its members in the OSWEGO, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Thomas OToole, the Compass FCU has grown its membership to over 7,308 with assets of more than $57,575,998. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (315) 342-5300 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in OSWEGO, NY.

General Information For Compass FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 17665
Address 131 GEORGE ST 
State New York 
Zip-Code 13126
Phone Number (315) 342-5300
Fax Number (315) 342-5294
Email Address:
CEO/President Thomas OToole
Members 7,308 
Full-Time Employees 13 
Part-Time Employees
Number of Branch Offices
Total Assets 57,575,998 

Compare Compass Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Oswego County CU Fulton Branch 707 s 4th st 13069 (315) 887-1030 No 2.62
Oswego Teachers Employees CU Oswego Teachers Employees Fed. CU 113 W Albany St 13126 (315) 342-4574 No 3.40
Edge CU main location 7545 Morgan Rd 13090 (315) 451-0105 No 24.13
Syracuse Postal CU syracuse 5640 e taft rd 13220 (315) 458-5550 No 26.99
Westar CU Westar Federal Credit Union 2565 Hambletonian Way 13031 (315) 672-7827 No 28.26

Compass Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Compass Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.74 3.24 4.13 6.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 113 119 159 341
Rank Among All New York Credit Unions 41 48 38 58 104

Compass Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.30 0.35 0.83 1.17
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 88 89 202 137
Rank Among All New York Credit Unions N/A 24 20 46 26
Compass Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9005923,538,133
All Other Unsecured Loans/Lines of Credit 7.9908203,309,480
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.0001572,100,624
New Vehicle Loans 2.7401231,954,610
Used Vehicle Loans 3.2403823,743,915
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.1301409,975,114
Total Other Real Estate Loans/Lines of Credit 6.0001414,265,880
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.9901692,060,588
TOTAL LOANS & LEASES 2,52430,948,344

Compass Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 867,685,2942140,189
    b. 15 Years or less 542,289,82000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1263,842,4039371,797
Closed-End Adjustable Rate 15423,477139,211
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 28114,240,99412551,197


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Compass Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes