Sea Comm Federal Credit Union

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A short history of Sea Comm FCU

Since its inception in 1963 the Sea Comm Federal Credit Union has been serving its members in the MASSENA, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Scott Wilson, the Sea Comm FCU has grown its membership to over 44,029 with assets of more than $549,130,315. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (315) 764-0566 or email them at helpdesk@seacomm.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MASSENA, NY.

General Information For Sea Comm FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 15672
Address 30 STEARNS STREET 
City MASSENA 
State New York 
Zip-Code 13662
Phone Number (315) 764-0566
Fax Number (315) 764-0152
Email Address: helpdesk@seacomm.org
CEO/President Scott Wilson
Members 44,029 
Full-Time Employees 108 
Part-Time Employees
Number of Branch Offices
Total Assets 549,130,315 
Website http://www.seacomm.org 

Compare Sea Comm Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Twin Rivers CU TRFCU 23 Phillips St 13662 (315) 764-0240 No 0.94
Saint Lawrence CU Commerce Park Drive 800 Commerce Park Dr 13669 (315) 393-3530 No 29.95

Sea Comm Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Sea Comm Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.95 3.74 3.74 4.60 5.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 154 242 174 218 317
Rank Among All New York Credit Unions 22 94 55 75 101

Sea Comm Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.38 0.68 0.84 0.38
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 77 38 200 247
Rank Among All New York Credit Unions N/A 20 10 45 64
Sea Comm Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.9508,57531,151,068
All Other Unsecured Loans/Lines of Credit 10.0009,14116,492,822
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.7401,17031,821,931
Used Vehicle Loans 3.7403,31640,200,909
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.6001,70792,068,572
Total Other Real Estate Loans/Lines of Credit 5.75090017,281,523
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.2402,08153,059,666
TOTAL LOANS & LEASES 26,890282,076,491

Sea Comm Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 312,943,98913943,375
    b. 15 Years or less 96640,187,010362,112,003
Balloon/Hybrid
    a. > 15 years 18713,959,1625456,000
    b. 15 Years or less 41925,506,09111973,600
Other Fixed Rate 261,623,61300
Adjustable Rate 1 yr or less 787,848,7075603,200
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 2304,179,13712439,300
Closed-End Adjustable Rate 1282,295,39000
Open-End Adjustable Rate 54210,806,99619316,920
Open-End Fixed Rate 0000
TOTALS 2,607109,350,0951015,844,398

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Sea Comm Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes