Finger Lakes Federal Credit Union

Social
  • +1

A short history of Finger Lakes FCU

Since its inception in 1967 the Finger Lakes Federal Credit Union has been serving its members in the GENEVA, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Robert McFadden, the Finger Lakes FCU has grown its membership to over 15,366 with assets of more than $117,719,090. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (315) 781-1334 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in GENEVA, NY.

General Information For Finger Lakes FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 18022
Address PO BOX 433 
City GENEVA 
State New York 
Zip-Code 14456
Phone Number (315) 781-1334
Fax Number (315) 781-2385
Email Address: none
CEO/President Robert McFadden
Members 15,366 
Full-Time Employees 35 
Part-Time Employees
Number of Branch Offices
Total Assets 117,719,090 
Website http://www.flfcu.org 

Compare Finger Lakes Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Canandaigua CU Canandaigua FCU 3210 Eastern Blvd 14424 (585) 394-2436 No 13.18
Auburn Community CU Main Office - 65 Wright Circle 65 WRIGHT CIR 13021 (315) 253-2934 No 20.71
Reliant Community CU Webster 870 Holt Rd 14580 (800) 724-9282 No 26.58
Pittsford CU MENDON 1321 Pittsford Mendon Rd 14506 (585) 624-7474 No 28.30
Fairport CU Main Office 70 S Main St 14450 (585) 223-9151 No 28.66

Finger Lakes Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Finger Lakes Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 3.69 3.79 3.69 5.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 235 179 93 339
Rank Among All New York Credit Unions 41 90 57 28 103

Finger Lakes Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.08 0.10 0.70 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 134 134 224 259
Rank Among All New York Credit Unions N/A 35 37 54 69
Finger Lakes Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9004,0887,787,739
All Other Unsecured Loans/Lines of Credit 8.9901,7306,357,890
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.69060415,946,271
Used Vehicle Loans 3.7901,35619,461,289
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.69034728,464,934
Total Other Real Estate Loans/Lines of Credit 5.99042212,868,314
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.2401251,238,633
TOTAL LOANS & LEASES 8,67292,125,070

Finger Lakes Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 16817,404,025101,257,520
    b. 15 Years or less 17811,008,9718989,150
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 151,93800
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 2406,924,20017687,650
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1795,629,1147390,000
Open-End Fixed Rate 3315,0003505,538
TOTALS 76941,333,248453,829,858

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Finger Lakes Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes