Fairport Federal Credit Union

  • +1

A short history of Fairport FCU

Since its inception in 1972 the Fairport Federal Credit Union has been serving its members in the FAIRPORT, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Peter Gagliano, the Fairport FCU has grown its membership to over 4,655 with assets of more than $40,956,448. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (585) 223-9151 or email them at infoffcu@rochester.rr.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in FAIRPORT, NY.

General Information For Fairport FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 20956
Address 70 SOUTH MAIN ST 
State New York 
Zip-Code 14450
Phone Number (585) 223-9151
Fax Number () -
Email Address: infoffcu@rochester.rr.com
CEO/President Peter Gagliano
Members 4,655 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 40,956,448 
Website http://Fairportcu.com 

Compare Fairport Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Family First Of Ny CU Henrietta Branch 1225 Jefferson Rd Ste A21 14626 (585) 586-8225 No 5.12
Webster CU Main Office 815 Ridge Rd 14580 (585) 671-8900 No 7.39
Pittsford CU MENDON 1321 Pittsford Mendon Rd 14506 (585) 624-7474 No 8.04
Rochester & Monroe Co Emp CU Main Office 460 N Goodman St 14609 (585) 546-4279 No 8.88
Wit CU Main Office - 22 Fourth St 22 4th St 14609 (585) 454-4580 No 9.05

Fairport Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Fairport Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.20 2.05 N/A 3.70
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 52 23 N/A 69
Rank Among All New York Credit Unions N/A 20 9 N/A 23

Fairport Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.01 0.05 N/A 0.63 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 140 143 N/A 236 N/A
Rank Among All New York Credit Unions 22 38 N/A 60 N/A
Fairport Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.900411985,246
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.2001722,641,124
Used Vehicle Loans 2.0507657,799,976
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 3.70046115,576,988
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.79058521,442
TOTAL LOANS & LEASES 1,86727,524,776

Fairport Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1203,892,93111560,228
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 34111,684,05716417,325
Open-End Fixed Rate 0000
TOTALS 46115,576,98827977,553


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Fairport Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes