Reliant Community Federal Credit Union

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A short history of Reliant Community FCU

Since its inception in 1970 the Reliant Community Federal Credit Union has been serving its members in the SODUS, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Pamela Heald, the Reliant Community FCU has grown its membership to over 39,413 with assets of more than $435,411,441. They have a main office and 9 branch offices. Please see the credit unions website or contact them by phone at (315) 483-6936 or email them at reliant@reliantcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SODUS, NY.

General Information For Reliant Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 20258
Address 10 BENTON PL, PO BOX 40 
City SODUS 
State New York 
Zip-Code 14551
Phone Number (315) 483-6936
Fax Number (315) 483-9716
Email Address: reliant@reliantcu.com
CEO/President Pamela Heald
Members 39,413 
Full-Time Employees 143 
Part-Time Employees
Number of Branch Offices
Total Assets 435,411,441 
Website http://Reliantcu.com 

Compare Reliant Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Fairport CU Main Office 70 S Main St 14450 (585) 223-9151 No 21.69
Webster CU Main Office 815 Ridge Rd 14580 (585) 671-8900 No 22.03
Family First Of Ny CU Henrietta Branch 1225 Jefferson Rd Ste A21 14626 (585) 586-8225 No 23.65
Finger Lakes CU Phelps Branch 1934 State Route 96 14532 (315) 548-2100 No 23.90
Canandaigua CU Canandaigua FCU 3210 Eastern Blvd 14424 (585) 394-2436 No 25.40

Reliant Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Reliant Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.25 1.95 4.19 4.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 106 31 225 138 100
Rank Among All New York Credit Unions 13 11 68 48 33

Reliant Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.08 0.35 0.50 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 134 89 263 283
Rank Among All New York Credit Unions N/A 35 20 66 77
Reliant Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.25010,12226,889,555
All Other Unsecured Loans/Lines of Credit 18.0006,40617,615,170
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.0002095,667,442
New Vehicle Loans 1.9501,05716,160,791
Used Vehicle Loans 4.1904,06242,179,334
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0001,126100,975,282
Total Other Real Estate Loans/Lines of Credit 4.0002,32684,848,805
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.5502,21513,310,021
TOTAL LOANS & LEASES 27,523307,646,400

Reliant Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 50449,544,025718,876,883
    b. 15 Years or less 54542,662,795616,305,594
Balloon/Hybrid
    a. > 15 years 405,021,62310902,600
    b. 15 Years or less 373,746,83900
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1,07634,715,1091376,648,664
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,25050,133,696752,848,750
Open-End Fixed Rate 0000
TOTALS 3,452185,824,08735425,582,491

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Reliant Community Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes